24-Month Share Certificates

Maximize your Money with NEW Options from Nusenda


Make your money work smarter for you – and your future. Nusenda Credit Union’s 24-month share certificate could let you earn up to 1.88% Annual Percentage Yield (APY)*, based on your initial investment.

Our new options offer the stability of guaranteed interest rates – simply choose the amount and length of term that works for you and your investment goals.

    24-Month Certificate Regular/IRA

     Dividend Rate 


    $200,000 +



    $100,000 - $199,999.99



    $75,000 - $99,999.99



    $50,000 - $74,999.99



    $25,000 - $49,999.99



    $10,000 - $24,999.99



    $1,000 - $24,999.99



Along with these new options, we offer a wide selection of share certificates that put you in total control, letting you decide how much you would like to earn, as well as the length of your savings term.

  • Minimum balances begin at $1,000, and go up to $200,000.
  • Locked-in returns — even if market yields drop, you continue to earn.

Dividend rates are fixed for the term you choose, in most cases, and you can withdraw dividends at any time without penalty (as long as you’re not withdrawing your principal). Plus, share certificates are eligible for Earn Your Return, the bonus dividend that your credit union pays to participating member-owners. The more you participate in your financial cooperative and the better your credit union performs, the more money you earn.

We’re here to help you plan for a healthy financial future in a way that works best for your needs. To explore your options, contact us today at 889-7755 (800-347-2838 outside the Albuquerque area) or stop by a branch.

Big bank services, small town attitude.

Nusenda Credit Union. The Power of WE®.

Learn more

*Annual Percentage Yield (APY) is accurate as of  December 12, 2018. Offer and rates are subject to change at any time without prior notice. The minimum opening balance to obtain the advertised APY is $200,000. Offer applicable to 24-month term only. Certificate will automatically renew to a standard 24-month Share Certificate at the current rate and APY available at that time. Fees may reduce the earnings on dividend-earning accounts. Penalties may also be imposed for early withdrawal. Minimum balance shown above supersedes any disclosed in our "Account Information" brochure.