Nusenda Credit Union will accept U.S. Treasury stimulus checks regardless of check date.



Economic Impact Payment (stimulus check) from the U.S. Treasury

As part of the coronavirus rescue package, many New Mexicans will soon receive an Economic Impact Payment (stimulus check) from the U.S. Treasury. For those who have bank account information tied to their 2018 or 2019 tax return, the payment will be electronically deposited into that account quickly and easily, beginning April 15 according to IRS.gov.


At this time, we are experiencing a higher than normal call volume due to questions regarding government stimulus deposits, which is leading to longer wait times. To get an update on your Economic Impact Payment status, use the IRS’s Get My Payment tool.


You can also access your account information through Nusenda’s automated telephone and text banking. Call 505-888-8920 (800-356-3178 outside the Albuquerque area), select option 2.


Mailed Checks

If there’s no bank account tied to a taxpayer, the U.S. Treasury will mail a paper check, which could take weeks to arrive.


Beginning the week of April 20, Economic Impact Payment checks will be arriving in mailboxes for those who didn't file their taxes electronically in 2019 or 2018. Checks will be sent to the address the IRS has on file, this is generally the address from your most recent tax return or as updated through the United States Postal Services (USPS). For security reasons, a letter about your payment will be mailed to each recipient's last known address within 15 days after the payment was sent. It will notify you of your stimulus check and the steps you need to take if you don't receive your refund.


For more information in regards to the COVID-19 stimulus payments, visit the IRS's Economic Impact Payment Information Center.


Checks for Non-Filers

There are a lot of reasons why people may not have a bank account associated with their IRS returns — they don’t make enough money to file a return, they receive some kind of veterans’ disability, pension, or survivor benefits; or they are beneficiaries of Social Security, SSDI, or Railroad Retirement.


Taxpayers who are non-filers because of the reasons mentioned above now have a way to add bank account information to their IRS accounts. The online non-filer tool, developed in partnership between the IRS and the Free File Alliance, is available only on irs.gov. Once on the IRS’s home page, users can click on the Non-Filers: Enter Payment Info Here button, then follow the instructions. The IRS has confirmed that using the tool to get the stimulus payment will not result in any taxes being owed. The payment is also not taxable and will not affect 2020 refunds.


Remember: this option is only for non-filers.


Keep Yourself Safe from Coronavirus Scammers

Scammers are taking advantage of this stimulus payout to steal people’s information. To prevent fraud and to protect sensitive personal and account information, please either of these processes at irs.gov; do not click on a hyperlink from an email, news article, or browser to access these webpages.


For more information, visit irs.gov.