It’s A Money Thing

To Lease or To Finance: That is the Question!

When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing. Read more to determine the best option for you.   

 

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Emergency Fund Boot Camp

An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do have an emergency fund, up to two-thirds do not have the often-recommended six months’ worth of expenses saved up. Read more about how to be prepared for when the unexpected in life happens.   

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What's The Best Card to Use?

What's the most recent financial decision you have made? You likely won't have to think too far back. It's not the last account you opened, or the school loans you consolidated - it's something much simpler, that's part of your daily routine. Think back to the last thing you purchased - your most recent financial decision was likely what form of payment to use for that transaction.    

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IconRead "What's the best card to use?" and learn how to compare debit cards, credit cards and pre-paid debit cards.
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View and share the latest infographic Comparing Cards to make informed decisions when it comes to your preferred method of payment.

Why Is It Called a Credit Union?

While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many. Credit union is an unusual term, isn't it? Is it just another name for a bank? Is it a credit card company? Do I have to be in a union to join? Where did the name come from? We need to go way back to understand the origins of credit unions.   

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It Pays to Start Saving Now

In case you haven’t heard, compound interest is the best. You may remember it as an equation you had to memorize for math class, but it’s so much more than that. It’s the concept that powers all sorts of savings and investment products and, over time, allows you to turn your money into, well, more money!

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IconRead "Working With Compound Interest" and learn how starting early can translate into big savings in the long term.
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View and share the latest infographic on how to understand and improve your credit score.

Budgeting Basics

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later. Whether you’re planning your first budget or re-evaluating your current budget, the ground rules in this video will set you up for success by changing the way you look at budgeting. 

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4 Credit Score Myths Debunked

Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good. Learn more in this video.

 

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Foiling Identity Theft

Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity. Learn more in this video.

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Why Choose a Credit Union?

What was the very first financial choice you ever made?  Think about it. It likely took place before your first job, even as far back as when your annual income consisted of Tooth Fairy money and lucky pennies. The very first financial decision you ever made is also one of the most important choices — it’s where to keep your money. Learn more in this video.

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Credit Score Breakdown

Your credit score is one of the most important parts of your credit history, and can impact everything from how much you pay for loans to whether you get that great job.  Learn more in this video.

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