Expecting a substantial income tax refund this year? If so, you are in the majority - over 70 percent of Americans get money back at the end of the tax year, with the average refund being close to $2,000. Rather than having those precious dollars being absorbed into your normal spending routine, get the most out of your cash.

You’ve probably heard of the Big 3 credit reporting bureaus -- Equifax, Experian, and TransUnion – but you may wonder why it is that one person’s credit score can vary among these three. Here are some tips on understanding your credit score.

The cost of college has gone up and the amount of money that many students have borrowed to complete their degree programs has also increased. While repaying those loans can seem daunting, it is possible. Here are some helpful tips to help manage student loan debt.

Money. It's one of the top three causes of conflict in relationships. Whether husbands and wives, parents and their children, friends or business partners, it's a subject that can drive a debilitating wedge between two people who otherwise are perfectly in tune with each other. To keep the peace in your relationship, follow the three Cs of financial harmony.

What is the current state of your closets? Are they stuffed to the brim with clothes, shoes, suitcases, cleaning supplies, your high school chemistry textbook? If your house is filled with clutter, you probably know you won’t make the cover of Better Homes and Gardens, but you may not be aware that it could be costing you money too.

Every December you are bombarded with suggestions for items to buy for the holidays. But what about items to buy AFTER the holidays? If you can wait a few days or weeks, you could land yourself some outrageous deals.

It’s the time of year when dollars seem to fly away. You can get better at managing your money, though it may seem out of control. And it’s not a hard thing to do, either.

Net short-term interest rates have been low for an extraordinarily long time. News stories discuss the likelihood of the Federal Reserve raising interest rates, which has been expected for some time.

Are you considering transferring your credit card balance? Sometimes, transferring your balance to a card with a balance transfer special offer can be a way to help you reduce your total debt faster.