Get started with your finances.

Whether you need to lower your monthly payments, or you’re looking for a way to pay off debt faster, let us help you. We offer solutions that can help you manage your debt, lower your stress, and take ownership of your finances by finding the solution that is right for you.

Loan consolidation can help you simplify the repayment process by transferring multiple debts into a single new loan. You may even qualify for lower rates or new terms, which could reduce your monthly payments.

Nusenda Credit Union offers a wide variety of debt consolidation loans and management tools:

  • Home equity and home equity line of credit loans
  • Low-rate Visa® credit cards with no-fee balance transfers
  • Mortgage and auto refinancing
  • Debt management and financial planning 

Get Started Today >   

Man measuring wall for home equity

Home Equity Loans

Home Equity and Home Equity Line of Credit Loans
If you’re looking for a better way to borrow, these loans offer fast, local processing and no closing costs or annual fees. You can start the year off right by lowering your monthly payments on debt by leveraging your home’s equity. Let one of our experienced financial consultants create a plan to meet your exact needs. Learn More >
Couple reviewing their finances

Debt Management

Debt Management and Financial Planning
The new year is the perfect time to create a more in-depth financial plan. Or if you’re simply ready to create a budget for the upcoming year, take advantage of the financial education and counseling programs we offer. Programs include financial counseling through BALANCESM Financial Fitness, plus online tools SavvyMoney and Money Manager. Learn More >
Man transferring a credit card balance on his computer

Credit Card Balance Transfer

Visa Credit Cards with No-Fee Balance Transfers
Our credit cards have rates as low as 11.25% APR, a 5% APR intro rate for all purchases, balance transfers, and cash advances (first 18 months after card opening for Platinum credit cards); and a 5% APR intro rate for all balance transfers (first six cycles after card opening for Platinum Rewards and Platinum Cash Rewards credit cards. Card terms and disclosures. Learn More >