Credit Cards

Find a credit card that’s right for you. Nusenda Credit Union offers three options to fit different lifestyles, with opportunities to earn great rewards like cash, merchandise, or travel. No matter which card you choose, there’s no annual fee, and all cards qualify for our Earn Your Return program, which means you have even more ways to earn cash back by being an active member of Nusenda Credit Union.


Platinum Credit Card

With low interest rates and no annual fees, our Visa® Platinum credit card is the perfect jumping off point for building your credit rating.

Platinum Rewards Credit Card

If you have an established credit rating and want to start earning rewards like travel and merchandise, this card is for you.

Platinum Cash Rewards Credit Card

With no annual or balance transfer fees, our Visa Platinum Cash Rewards card pays 5% cash back on purchases in rotating quarterly categories.

Credit Card Benefits

  • No annual fees
  • Travel, Merchandise and Cash Rewards Available
  • 5% APR Intro Rate for all purchases, Balance Transfers and cash advances (first 18 month after card opening) for Platinum Credit Cards
  • 5% APR Intro Rate for all Balance Transfers (first six cycles after card opening) for Platinum Rewards and Platinum Cash Rewards Credit Cards
  • Auto Rental Collision Damage Waiver
  • Warranty Manager Service
  • Travel and Emergency Assistance Services
  • Convenience checks
  • Use Apple Pay, Samsung Pay or Google Pay to make credit card purchases without having to carry your card
  • Credit Card Protection 
  • Covered by Visa’s Zero Liability Policy
  • Chip Card Technology
  • Pay with Lobo pride! In partnership with the University of New Mexico, we offer UNM-themed credit cards

Online Account Information

Enjoy secure access to your credit card information, including recent transactions and credit card statements, through Internet Banking. You can also make online payments quickly and conveniently or set up automatic payments to ensure that you never miss one.


Verified by Visa

Protect your card against unauthorized use by registering for Verified by Visa, which uses a personal password for online purchases. This is a free service for Nusenda Credit Union members and ensures that only you are authorized to make online purchases using your Nusenda Credit Union credit card. Learn more.

Convenience Checks

With your Nusenda Credit Union credit card, you’ll receive convenience checks that you can use just like regular checks, except the purchase is charged to your credit card account. Use your convenience checks to consolidate higher interest-rate accounts, send gifts, access your line of credit, or make a down payment on a car. You’ll receive your checks as soon as you sign up for a credit card, and you can request more at any time. Members in good standing may also receive credit limit increases and additional checks periodically.

To request more checks, simply call our Card Services Department at 505-889-7755 or 800-347-2838 outside the Albuquerque area.

Credit Card Calculators

Maintaining a good credit rating is important for a healthy financial future. Manage your credit responsibly and ensure you remain in good standing by using our convenient Credit Card Calculators.Determine how long it will take you to pay off your credit card, calculate payments, find out if you have too much debt, and explore other important information.