Home Equity Loans

Finance a major purchase or project by accessing the equity in your home with Nusenda Credit Union's home equity loans and home equity lines of credit (HELOC). As a member of Nusenda, you have access to competitive rates, local service, and fast underwriting.

Our home equity loans offer low fixed rates, affordable payments, and flexible terms; interest may be tax deductible.

Home Equity Lines of Credit

With our home equity line of credit loans, you have the flexibility to access cash as needed, with a variable rate and access to your line of credit for up to five years. If you plan to sell the house in the near future, there is also the option to pay interest only for the first five years, keeping your payment low. Schedule an appointment today with one of our mortgage loan officers.

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	Home Equity Loan — Fixed Rate	Home Equity Line of Credit
Maximum LTV	No LTV limitation for $25,000 and under Up to 90% LTV for loans above $25,000	No LTV limitation for lines $25,000 and under Up to 90% LTV for lines above $25,000
Maximum Loan Amount	Up to your approved credit limit	Up to your approved credit limit
Term	Up to 180 months	5-year draw term 180-month repayment term Interest-only payment option
Funding	Lump sum	Draw funds as you need them
Benefits	Funds may be used for any purpose No closing fees No annual fee Tax advantages* Credit Protector Earn Your Return eligibility	Funds may be used for any purpose No closing fees No annual fee Tax advantages* Access funds as you need them Earn Your Return eligibility

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The Power of WE^®

Adding one of our home loans to your Nusenda Credit Union relationship also increases your rewards through our Earn Your Return program, where you can earn higher bonus dividends.

* Check with your tax adviser for details.

Home Equity Loans

Home Equity Lines of Credit

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The Power of WE®

The Power of WE^®