Loans and Credit Cards

As a Nusenda Credit Union member, you have access to a wealth of options for borrowing money to help you achieve your goals, whether it’s home improvements, that motorcycle you’ve always wanted, or simply a little financial breathing room for unexpected expenses.

Just like our other convenient personal banking services, Nusenda Credit Union credit cards and loans come in a variety of options, and some even offer the opportunity to earn rewards. Apply for a credit union loan or credit card today!

Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Signature & Personal Loans >

Get a signature loan or line of credit to use toward purchases, cover overdraft or make home improvements. Low interest rates and flexible terms available. Learn more

Auto Loans >

Apply for quick financing on any vehicle you like with a loan that has some of the lowest rates and payment options on the market. Learn more

Home Equity Loans >

Nusenda Credit Union home equity loans offer low fixed rates, affordable payments and flexible terms. Learn more

Credit Cards >

Choose from three credit card options, each with unique benefits and no annual fee. Learn more

Benefits of Loans & Credit Cards

Introducing Lobo Themed Cards and Checks

Pay with Lobo pride! In partnership with the University of New Mexico, we now offer UNM-themed credit cards.

Nusenda Lobo Credit Card Art

Get the Money You Need When You Need It

Choose from a range of personal financing options to cover large purchases, consolidate debt, ride out an unexpected financial set back and more. Applying for a loan with Nusenda Credit Union can help you get the financial freedom you need. We offer a variety of Personal & Signature Loans, Auto Loans, Credit Cards and Home Equity Loans to accommodate different borrowing situations.

Flexible Credit Card Options

Find a Nusenda Credit Union credit card that fits your lifestyle. Build a solid credit rating and even earn rewards along the way. With low interest rates, and Visa Zero Liability Protection, every Nusenda Credit Union credit card has its benefits. Depending on the card you choose, you can also earn cash back on qualifying purchases.

Identity Theft Protection

As a member of the Nusenda Credit Union family, your privacy is always protected. No matter which loan or credit card you choose, you receive complimentary fraud resolution services. You can also purchase discounted identity theft protection from VRS Elite Fraud Resolution Services.

The Power of WE®

Unlike typical financing experiences, Nusenda Credit Union offers some of the lowest interest rates and payment options on the market. Several of our loans and credit cards also qualify for Earn Your Return, which gives you the opportunity to earn dividends based on your participation in the credit union. The more you participate, and the better Nusenda Credit Union performs, the more money you earn! It’s The Power of WE in action.


Big bank services, small town attitude.

Nusenda Credit Union. The Power of WE®.

Learn more