Share Certificates
Earn more, enjoy more. Choose a Nusenda certificate account today.
Nusenda’s Share Certificates are savings certificates that make investing affordable, with low balance requirements. They often pay higher rates of return than other savings account options. Dividend rates are term-fixed, in most cases, and you can withdraw dividends at any time without penalty (as long as you’re not withdrawing your principal).
You can earn up to 2.56% Annual Percentage Yield (APY)*, based on your initial investment, with a Nusenda Credit Union share certificate. Minimum balance to open a share certificate is $1,000 ($500 for an IRA certificate). Terms range from 90 days to five years and fit well into a variety of financial plans. Bump rate certificates are also available, providing the flexibility to “bump up” the rate of your certificate one time if rates rise during your term. You can also deposit additional funds to your certificate at that time.
Our new options offer the stability of guaranteed interest rates – simply choose the amount and length of term that works for you and your investment goals.
Not sure which certificate option is right for you? We’re here to help you plan for a healthy financial future in a way that works best for your needs. To explore your options, contact us today!