Share Certificates

Earn more, enjoy more. Choose a Nusenda certificate account today.

Nusenda’s Share Certificates are savings certificates that make investing affordable, with low balance requirements. They often pay higher rates of return than other savings account options. Dividend rates are term-fixed, in most cases, and you can withdraw dividends at any time without penalty (as long as you’re not withdrawing your principal).


You can earn up to 2.56% Annual Percentage Yield (APY)*, based on your initial investment, with a Nusenda Credit Union share certificate. Minimum balance to open a share certificate is $1,000 ($500 for an IRA certificate). Terms range from 90 days to five years and fit well into a variety of financial plans. Bump rate certificates are also available, providing the flexibility to “bump up” the rate of your certificate one time if rates rise during your term. You can also deposit additional funds to your certificate at that time.


Our new options offer the stability of guaranteed interest rates – simply choose the amount and length of term that works for you and your investment goals.

Certificate and IRA Certificate Rates

Certificates & IRA Certificates

3 Month Certificate

6 Month Certificate

12 Month Certificate

18 Month Certificate

24 Month Certificate

36 Month Bump Certificate

48 Month Certificate

60 Month Certificate


*Annual Percentage Yield (APY) is accurate as of December 12, 2018. Offer and rates are subject to change at any time without prior notice. You must maintain the minimum daily balance in your account each day to obtain the disclosed Annual Percentage Yield. Fees may reduce the earnings on dividend-earning accounts. Penalties may also be imposed for early withdrawal. All minimum balances shown above supersede any disclosed in our "Account Information" brochure.


Not sure which certificate option is right for you? We’re here to help you plan for a healthy financial future in a way that works best for your needs. To explore your options, contact us today!

 

Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Rates

Certificates & IRA Certificates

3 Month Certificate

6 Month Certificate

12 Month Certificate

18 Month Certificate

24 Month Certificate

36 Month Bump Certificate

48 Month Certificate

60 Month Certificate


*Annual Percentage Yield (APY) is accurate as of December 12, 2018. Offer and rates are subject to change at any time without prior notice. You must maintain the minimum daily balance in your account each day to obtain the disclosed Annual Percentage Yield. Fees may reduce the earnings on dividend-earning accounts. Penalties may also be imposed for early withdrawal. All minimum balances shown above supersede any disclosed in our "Account Information" brochure. 

Schedule An Appointment

Schedule an appointment with a Financial Consultant to learn more about our Share Certificates. Call 505-889-7755 (800-347-2838 outside the Albuquerque area), or visit your favorite branch for more information.

 

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