Community Rewards Program

When we work together, we have the power to create positive change in our communities across New Mexico. That's the philosophy behind our Community Rewards program, available with all Nusenda Credit Union personal checking accounts.

In addition to helping you reach your financial goals, we're committed to supporting the community initiatives that you care about. With every signature-based transaction that you make with your Nusenda Visa® Debit Card, you earn cash back and we contribute a cash reward to the community and category of your choice.*

There's no limit to the rewards you can earn during the year-long program period. Then, based off your designation, we'll direct your contribution toward your selected focus area — Education, Healthcare, the Arts, Environment and Wildlife, or Community Services and Support — in the community of your choice.

Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Why Choose Signature?

There are several excellent reasons to sign for purchases with your Visa debit card:

  • You benefit financially from the Community Rewards program, and the community of your choice benefits from matching financial support from your credit union.
  • Your purchase will be identified in detail, on your statement and online, by the name of the merchant, the city and state on your transaction records.
  • You will be protected by Visa's Zero Liability Policy.

Using Signature to Pay

Each time you pay for a purchase, select the signature option. The signature option on point-of-sale machines will differ based on the merchant. Some will offer a credit button and on others you must select the green enter, yellow return, or red cancel button to sign for your purchase. The simplest way to find out if you are selecting the credit signature option is to ask the merchant how to sign for your transaction.

Card technology has changed, but Community Rewards haven’t. You can still choose whether you want to use the credit or debit function on your Visa debit chip card. Just remember that you must select the credit, or signature option, when you insert your card into the chip enabled point-of-sale machine.

If you prefer to use your digital wallet to pay, you can still earn Community Rewards. Simply choose the signature option when making your purchase using Apple Pay, Google Pay, or Samsung Pay.

And remember, to earn Community Rewards, you need 10 or more signature-based purchases in a month.

Non-profits: Apply to Become a Beneficiary

Do you work for or know of an organization that would like to become a beneficiary of our Community Rewards program? To be considered, your organization must provide services in one of the five focus areas mentioned above, in one of the following areas:

  • Albuquerque
  • Belen
  • Bernalillo
  • Los Lunas
  • Moriarty
  • Rio Rancho
  • Santa Fe
  • Socorro
  • Taos

To find out if your organization qualifies for Community Rewards beneficiary support, visit the Nusenda Foundation website for full details and instructions.

Enroll in Community Rewards

Enroll by filling in the information below:

  • Your email address may be used to contact you regarding our Community Rewards program.

  • Community and category designations may be changed in January or February of each year.
    Click "Submit" to continue with your enrollment and/or selection changes.

Community Rewards Impact

At Nusenda Credit Union we believe when we work together, we have the power to create positive change in our communities across New Mexico.

We invest in you. We invest in your community.

Our approach is to do well, so we can do good — putting money back in your pocket and making a real impact in your backyard.

Community Rewards Impact Categories

Our credit union members guide Community Rewards contributions, which support a wide range of organizations in New Mexico that fall under five categories. We've asked some recipients to share their stories of how Community Rewards is helping them make an impact in their communities — select a category below to see how:

Arts Callout

The Arts

We support the state’s creative economy and those working to bring the arts to all New Mexicans.
Healthcare Callout


All New Mexicans should have the opportunity to lead healthy lives. We support those working on that goal. 


Quality education for all leads to better futures for all. We help those dedicated to that vision.
Environment Callout


We foster partnerships to ensure conservation of New Mexico's environmental beauty. 
Comm Callout


We support those striving to make New Mexico a better place to live, work, and play.

While it is the intent of Nusenda Credit Union to pay the Community Reward every year, the program is  subject to cancellation or change at any time, without notice.
The Community Rewards Program runs annually from January through December. Community Rewards are earned on a monthly basis for qualifying transactions and, when paid, are awarded in January. All signature-based transactions count toward Community Rewards to non-profits, regardless if the minimum qualifying transactions are met per month. A maximum of $500,000 per year will be distributed to community organizations.
* Minimum Purchases per Month: Once signed up, to be eligible for Community Rewards in a month, 10 or more signature-based transactions must be completed during that month.