Community Rewards Program

When we work together, we have the power to create positive change in our communities across New Mexico. That’s the philosophy behind our Community Rewards program, available with all Nusenda Credit Union personal checking accounts.

In addition to helping you reach your financial goals, we’re committed to supporting the community initiatives that you care about. With every signature-based transaction that you make with your Visa® Debit Card, you earn cash back and we contribute a cash reward to the community and category of your choice.*

There’s no limit to the rewards you can earn during the year-long program period. Then, based off your designation, we’ll direct your contribution toward your selected focus area – Education, Healthcare, the Arts, Wildlife & Environment, and Community Services and Support – in the community of your choice.


Community Rewards Mid

Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Why Choose “Signature”?

There are several excellent reasons to sign for purchases with your Visa debit card:

  • You benefit financially from the Community Rewards program, and the community of your choice benefits from matching financial support from your credit union.
  • Your purchase will be identified in detail, on your statement and online, by the name of the merchant, the city and state on your transaction records.
  • You will be protected by Visa's Zero Liability Policy.

Using “Signature” to Pay

Each time you pay for a purchase, select the “signature” option. The signature option on point-of-sale machines will differ based on the merchant. Some will offer a “credit” button and on others you must select the green “enter”, yellow “return”, or red “cancel” button to sign for your purchase. The simplest way to find out if you are selecting the credit “signature” option is to ask the merchant how to sign for your transaction.


Card technology has changed, but Community Rewards haven’t. You can still choose whether you want to use the “credit” or “debit” function on your new Visa debit chip card. Just remember that you must select the “credit”, or signature option, when you insert your card into the chip enabled point-of-sale machine. Learn more about your Visa chip card here

If you prefer to use your digital wallet to pay, you can still earn Community Rewards. Simply choose the "signature" option when making your purchase using Apple Pay, Android Pay, or Samsung Pay

And remember, to earn Community Rewards, you need 10 or more signature-based purchases in a month.

Non-profits: Apply to Become a Beneficiary

Do you work for or know of an organization that would like to become a beneficiary of our Community Rewards program? To be considered, your organization must provide services in one of the five focus areas mentioned above, in one of the following areas:

  • Albuquerque
  • Belen
  • Bernalillo
  • Los Lunas
  • Moriarty
  • Rio Rancho
  • Santa Fe
  • Socorro
  • Taos

To find out if your organization qualifies for sponsorship, visit the Nusenda Foundation website for full details and instructions.


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Nusenda Credit Union. The Power of WE®.

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While it is the intent of Nusenda Credit Union to pay the Community Reward every year, the program is  subject to cancellation or change at any time, without notice.
The Community Rewards Program runs annually from January through December.  Community Rewards are earned on a monthly basis for qualifying transactions and, when paid, are awarded in January. All signature-based transactions count toward Community Rewards to non-profits, regardless if the minimum qualifying transactions are met per month. A maximum of $500,000 per year will be distributed to community organizations.
*Minimum Purchases per Month: Once signed up, to be eligible for Community Rewards in a month, 10 or more signature-based transaction must be completed during that month.