Nusenda Personal Assistance Loans 

Do you have an emergency and need cash now? A Personal Assistance Loan is a small dollar loan designed to help members manage short-term, unexpected expenses.

Quick & Convenient.

How a Personal Assistance Loan works.

  • Apply through Mobile and Internet Banking. Or visit your nearest branch.
  • Loan amounts are available between $200 and $1,000.
  • Terms are for 1 to 6 months.
  • 17% Annual Percentage Rate (APR).
  • Immediate application review, with cash available on the spot, deposited into your account, and can be withdrawn at any ATM or at a Nusenda branch.

Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Are you eligible for a Personal Assistance Loan?

Below are the criteria to be approved for a loan:

  • You are the primary account holder on a Nusenda account for longer than three months.
  • You don’t currently have an open Personal Assistance Loan and have not had more than three Personal Assistance Loans in the last six months.
  • You have a positive balance in all of your Nusenda deposit accounts, and you have not had a negative balance within the last 15 days.
  • You have not had any prior losses or write-offs on a Nusenda loan.
  • You have not had more than one delinquency on loans within the last 30 days.

Is a Personal Assistance Loan right for you?

A Personal Assistance Loan is one of the many options Nusenda offers for lending. Check the information below to see if it is the right option.

  • You need less than $1,000 to cover your unexpected expenses.
  • You will be able to make monthly payments to repay the loan without experiencing financial hardship. See the table to the right for payment examples.

Monthly Repayment Schedule

Loan Amount*





1 Month

$203 payment

$609 payment

$1,015 payment

2 Months

$102 payment

$306 payment

$ 511 payment

3 Months

$69 payment

$206 payment

$343 payment

4 Months

$52 payment

$155 payment

$259 payment

5 Months

$42 payment

$125 payment

$209 payment

6 Months

$35 payment

$105 payment

$175 payment


*Loan amounts are available between $200 and $1,000. The amounts and payments shown above are just examples. The examples are not fixed loan amounts. 

For example, you could pay as little as $175 per month for a $1,000 loan on approved criteria: 17.00% Annual Percentage Rate for 6 months. APR effective 4/4/22; subject to change.  

Are you stressed about debt? 

If you are not sure if a Personal Assistance Loan is right for you, but you are stressed or struggling with your finances, we are here to help you. Schedule an appointment with a Nusenda Financial Consultant to learn more about your options.  

Nusenda also offers access to BALANCE, a comprehensive financial counseling service at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. 

Forging a new path in banking.

The Power of WE® in Action