Your auto loan comes with additional benefits

By financing your auto loan with us, you are now a Nusenda Credit Union member. We have all the high-quality financial tools and solutions you'd get at a big bank. We look forward to providing you with all the benefits of being a Nusenda member and hope you continue to make us your financial partner for all your future needs.

Extended Warranty

Mechanical breakdown protection at your credit union is a better value than extended warranties sold at dealerships. It is competitively priced and offers these advantages:

  • Available on new or used vehicles (up to 10 years old) from dealerships or private sellers
  • First-day coverage
  • Low deductibles: $0 and $50
  • No claim forms to fill out — you can make claims by phone, toll-free
  • Repairs can be made at any licensed repair facility in the U.S. or Canada
  • Rental car reimbursement up to $250
  • Uber and Lyft ride reimbursement up to $250
  • Key fob replacement coverage
  • No limit to the number of claims
  • Coverage is transferable, adding extra value to your vehicle if you sell it

Credit Protector

Credit Protector eases the strain of loan payments, protects your family, and safeguards your credit rating. Your loan payments can be canceled without penalty, without added interest, and without being reported as delinquent to credit bureaus if you suffer specific extreme hardship.

GAP Insurance

Guaranteed Auto Protection (GAP) Insurance is particularly valuable in the early months of your auto loan. In the event of the total loss of your vehicle through collision or theft, GAP Insurance covers the difference between the cash value of the vehicle and your outstanding loan balance.

Proof of Insurance

With any vehicle loan from your credit union, you must provide proof that you have insurance within 30 days of your vehicle purchase. Otherwise, the credit union is legally required to purchase insurance for the vehicle for you and the premium will be added to your monthly payment. Verify your proof of insurance securely online or call us at 505-889-7755 (800-347-2838 outside the Albuquerque area).

Your smart choice for stress-free car buying

Your credit union has partnered with AutoSMART to provide a website that offers you the resources and information you need to make an informed purchase. You can find Preferred Dealers closest to you, search their inventory, get the latest reviews, and more!

  • Search inventory online
  • Build your own car
  • Customize your options
  • Estimate your trade-in value
  • Get pre-approved