Checking Accounts

As a Nusenda Credit Union member-owner, you’ll enjoy lower fees and higher dividends, and feel good knowing that you’re building positive change in your hometown through our one-of-a-kind Community Rewards® program.

Tired of getting nickeled-and-dimed with the big banks? Nusenda is locally owned and operated, and features several low-fee or no-fee options that easily fit into your lifestyle - including the breeze Account with Debit CardEssential Checking, and Dividend Checking.


breeze® Debit Card

A great option for those who don't need to write checks, or for young people learning about smart money management, breeze is a debit card with built-in fraud protection.

Essential Checking

Enjoy all the benefits of an easy-access checking, a Visa® Debit Card, and several options for waiving the $5 monthly maintenance fee.

Dividend Checking

The higher the balance, the higher your dividend, along with additional benefits. If you maintain an average balance of at least $2,500, the $5 monthly maintenance fee is waived.

Community Rewards

Open a checking account with Nusenda, sign up for Community Rewards®, and you’ll earn a 0.25% cash reward on signature-based purchases with your Visa® debit card. Plus, we’ll contribute cash rewards to the communities and causes you care about — like education, healthcare, the arts, wildlife, and the environment — throughout New Mexico.

The Arts

The Arts


Health Care


Education Icons


Environment and Wildlife


Community Support

Mobile and Internet Banking Options

Checking - Mobile Phone

We offer Mobile and Internet Banking features to access your money wherever you are, on your time; including Touch ID, Face ID, and Fingerprint logins. You’ll also have access to thousands of ATMs and shared branches nationwide; and personalized service in over 20 branches from Socorro to Taos.

Pay with New Mexico Pride!

Whether you're a Lobo or an Aggie, you can pay with your school's pride by using your University of New Mexico or New Mexico State University themed debit cards. Replacing your current debit card for a UNM or NMSU card is easy — just stop by any of Nusenda’s branches from Socorro to Taos and receive your card instantly. Unable to stop by a branch? No problem! Contact us and we'll mail one to you.

Checking Account Benefits

Identity Theft Protection

As a member of the Nusenda Credit Union family, your privacy is always protected. No matter which of our checking accounts you choose, you receive complimentary VRS Elite Fraud Resolution Services and discounted identity theft protection.

Make The Switch

When you open a checking account with Nusenda Credit Union, you get the peace of mind knowing you’re doing business with people more interested in your financial well-being and giving back to the community than maximizing profits. Ready for a change? Welcome to Nusenda Credit Union.

We’re here to help you make the transition to Nusenda Credit Union simple and pain-free. Use these forms, which can be printed or viewed online, to help make your move. Need more help? Give us a call, or stop by a branch nearest you. 

Big bank services, small town attitude.

Nusenda Credit Union. The Power of WE®.

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