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Auto Loans

Life changes, and so do your transportation needs. Let Nusenda Credit Union be your one-stop shop for your next auto loan. 


Since we’re locally based, our loans are locally processed, which means getting approved is quick and easy. With all Nusenda auto loans, you may be eligible to take up to 90 days to make your first payment. And you’ll have access to competitive rates and some of the most flexible payment options in the market. 


Plus, as a Nusenda member, we pass on our earnings to you through Earn Your Return, along with other great rewards that comes with being a member of a not-for-profit cooperative. 


Use our auto loan calculators to help determine your budget, get a pre-approved loan online, and then shop with confidence.


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New Auto Loans

Low-rate financing, flexible terms up to 84 months, easy online payment, and zero application fees are just a few benefits of financing your new car purchase with Nusenda.

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Used Auto Loans

Depending on the model year you choose, you’ll have access to some of the lowest financing rates available, plus no down-payment options and 100% financing.

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Preferred Dealer Program

We partner with local auto dealers all around New Mexico – and you reap the benefits. Many offer same-day delivery and on-the-spot approvals.
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AutoSMART

The convenient AutoSMART website and mobile app help you make informed decisions about your vehicle purchase. Find nearby dealers, reviews, and search inventories.
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First-time Auto Buyer Program

Start building good credit – first-time auto buyers who have a 10% down payment could be eligible for competitive rates on new or used vehicles.

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Loan Payment Options

We use the latest technology so you can make your auto payment on your PC or tablet, or on your mobile device while you’re on the go. 

Motorcycle and RV Loans


With Nusenda Credit Union motorcycle loans, owning that bike you’ve always wanted is closer to reality than you may think. Explore our competitive motorcycle financing options and get that bike you’ve always wanted.


Get ready for adventures on the open road - finance your recreational vehicle purchase with Nusenda Credit Union’s competitive RV loans. We offer flexible terms on recreational vehicle financing for new or used RVs.  



Apply Online in Minutes


Using our online application system, you can quickly and easily complete your auto loan application, track a loan in process, chat with our loan staff and view loan documents. Best of all, it’s a highly secure system so your information is always protected.