Platinum Cash Rewards Credit Card

Maximize your reward earning power with the Visa^® Platinum Cash Rewards credit card from Nusenda Credit Union. Earn 1% cash back on all purchases and 5% cash back on purchases in quarterly rotating categories. Your purchases also qualify for our Earn Your Return program. Bonus: New cardholders earn 2% cash back on all purchases for the first 90 days!

With your Visa Platinum Cash Rewards credit card, you benefit from Visa’s Concierge Services, giving you 24/7 access to information and recommendations on travel and entertainment services while you’re at home or away. Plus, if you make a purchase with your card in the U.S. and see the same item advertised at a lower price within 60 days, Visa will refund the difference!

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Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Visa^® Cash Platinum Rewards Credit Card Benefits

Rates as low as 16.00% Annual Percentage Rate (APR).
No annual fee or balance transfer fee.
Earn 1% cash back on all purchases, and 5% cash back on purchases in quarterly rotating categories.
New cardholders earn 2% cash back on all purchases in the first 90 days.
5% APR Intro rate* for all balance transfers (for first 6 cycles after card opening).
Price Protection allows you to save more with your card.
Insurance coverage for auto rentals made with your card.
Manage, use, and even extend warranties on eligible items purchased with your card.

* Once the 5% APR Intro Rate expires, your APR will return to your normal variable rate of 16.00% – 18.00% APR. This offer may not be used to pay other credit cards issued by Nusenda Credit Union.

Connect with emergency assistance while traveling, 24/7.
21-day grace period to avoid paying interest charges.
24-hour toll-free access to your account.
Access your credit card account information easily through Internet Banking.
Visa Concierge Services offers you travel and entertainment information and recommendations, 24/7, at home or away.
Credit Protector.
Complimentary fraud resolution services.
Covered by Visa’s Zero Liability Policy.
Earn Your Return eligibility.

Make the most of your everyday purchases!

Earning rewards is easy and convenient! During April, May, and June, members who use their Nusenda Visa Platinum Rewards and Visa Platinum Cash Rewards credit cards will earn three bonus points or 5% cash back, respectively, for every dollar they spend on home furnishings, home improvements, and gardening. (You can earn up to $75 in bonus cash or 4,500 points per quarter.)

Rewards_April-June - 2023

All Nusenda credit cards qualify for Earn Your Return. The more you participate with us financially, the more you can earn.

*Quarterly rewards categories are subject to change, dependent on current market research. If quarterly rewards are updated, they will go into effect prior to the quarter they are offered.

Online Account Information

Enjoy secure access to your credit card information, including recent transactions and credit card statements, through the Mobile Banking App or Internet Banking. You can also make online payments quickly and conveniently or set up automatic payments to ensure that you never miss one.

Credit Card Calculators

Maintaining a good credit rating is important for a healthy financial future. Manage your credit responsibly and ensure you remain in good standing by using our convenient Credit Card Calculators. Determine how long it will take you to pay off your credit card, calculate payments, find out if you have too much debt, and explore other important information.

You can use any of your Nusenda Credit Union Visa debit and credit cards with Apple Pay^™, Samsung Pay or Google Pay!

Cash Rewards Credit Cards

	Purchase APR*	Rewards	Introductory Rewards	Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee
Nusenda Cash Rewards	16.00 – 18.00%	1% cash back on all purchases, no limit 5% cash back on purchases in rotating categories	2% on all purchases, first 90 days	$0	$0	$1 or 1%, not more than $20	$25
Wells Fargo Cash Back Visa	17.24 – 27.24%	Earn 1.5% cash rewards on everyday net purchases	5% cash rewards on specific items, 6 months	$0	$5 or 3%	$10 or 5%	$37
Bank of America BankAmericard Cash Rewards	16.24 – 26.24%	1% cash back on every purchase, 2% at grocery stores and wholesale clubs, 3% on gas	Bonus for redeeming cash back into a Bank of America checking or savings account	$0	$10 or 3%	$10 or 3%	$37
Bank of Albuquerque Cash Rewards American Express	16.74 - 26.74%	2% cash back on grocery purchases 1% cash back on all other purchases	3% cash back on gas on the first $6,000 in annual fuel spend $25 cash back after first purchase	$0	$5 or 3%	$10 or 4%	$38
Bank of the West Platinum Rewards MasterCard	17.49 - 24.49%	1 point for every $1 in qualifying purchases		$0	$5 or 3%	$10 or 4%	$35