Platinum Cash Rewards Credit Card

New cardholder offer

New cardholders earn 2% cash back on all purchases for the first 90 days!

Overview

Earn 1% cash back on all purchases, and 5% cash back on purchases in quarterly rotating categories.
New cardholders earn 2% cash back on all purchases in the first 90 days.
5% APR Intro rate¹ for all balance transfers (for first 6 cycles after card opening).

APR

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Annual Fee

¹ Once the 5.00% APR Intro Rate for 6 cycles expires, your APR will return to your normal variable rate of {{RATE}} APR. The intro rate offers are available for new cardholders only and may not be used to pay other credit cards issued by Nusenda Credit Union.

Platinum Cash Rewards Credit Card Terms and Conditions
Visa Credit Card Agreement and Disclosures

Maximize your reward-earning power with the Visa^® Platinum Cash Rewards credit card from Nusenda Credit Union. Earn 1% cash back on all purchases and 5% cash back on purchases in quarterly rotating categories. Your purchases also qualify for our Earn Your Return program.

Bonus: New cardholders earn 2% cash back on all purchases for the first 90 days!

With your Visa Platinum Cash Rewards credit card, you benefit from Visa’s Concierge Services, giving you 24/7 access to information and recommendations on travel and entertainment services while you’re at home or away. Plus, if you make a purchase with your card in the U.S. and see the same item advertised at a lower price within 60 days, Visa will refund the difference!

Not a member? Become one today!

Visa Platinum Cash Rewards Credit Card Benefits

Earn 1% cash back on all purchases

Earn 1% cash back on all purchases for every dollar spent with no limit.

Get 5% cash back on purchases in quarterly rotating categories

Earning rewards is easy and convenient! Members who use their Nusenda Visa Platinum Rewards and Visa Platinum Cash Rewards credit cards will earn three bonus points or 5% cash back, respectively, for every dollar they spend on quarterly rotating categories. (You can earn up to $75 in bonus cash or 4,500 points per quarter.)

Low APR intro rate

Platinum Rewards and Platinum Cash Rewards Credit Cards — 5% APR Intro Rate¹ for all Balance Transfers (first six cycles after card opening).

UNM and NMSU themed credit cards

Pay with Lobo pride! Nusenda Credit Union offers a series of UNM-themed Visa credit and debit cards in partnership with the University of New Mexico.

Now you can pay the Aggie way! Nusenda Credit Union, in partnership with New Mexico State University Athletics, now offers a series of NMSU-themed Visa credit and debit cards, breeze^® debit card, and checks.

No annual or balance transfer fees

No matter which card you choose, there’s no annual fee.

Make the most of your everyday purchases!

Earning rewards is easy and convenient! During April, May, and June, members who use their Nusenda Visa Platinum Rewards and Visa Platinum Cash Rewards credit cards will earn three bonus points or 5% cash back, respectively, for every dollar they spend on home furnishings, home improvements, and gardening. (You can earn up to $75 in bonus cash or 4,500 points per quarter.)

2025 April - June Credit Card Rewards

*Quarterly rewards categories are subject to change, dependent on current market research. If quarterly rewards are updated, they will go into effect prior to the quarter they are offered.

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Additional benefits

Contactless

A simple tap of your credit card on checkout terminals with the contactless symbol, and your payment is made quickly and securely.

A convenient way to pay

Mobile Pay

Add your credit card to Apple Pay, Samsung Pay, or Google Pay to make mobile credit card purchases without having to carry your card.

Paying is just a touch away

Credit Card Protection

Offering cardholder credit protection, information about checking your credit report, and preventing credit card fraud.

Learn more about Credit Protector

Visa's Zero Liability Policy

With Visa's Zero Liability Policy you can make purchases anywhere and you’re protected from unauthorized use of your card or account information.

Peace of mind built into every Visa credit card

Explore all credit card benefits

Take control of your credit

We want to help you build financial confidence and take control of your credit. Now with Credit Score, building great credit is convenient and easy! When you log into Mobile or Internet Banking and opt in, you can check your score as much as you like without ever lowering your score.

Aug 10, 2023

Credit Cards