Platinum Credit Card

With rates as low as 10.25% Annual Percentage Rate (APR) and no annual or balance transfer fees, the Nusenda Credit Union Visa® Platinum credit card is a great option if you want to start building your credit rating. This card offers a 21-day grace period to avoid paying interest charges, 24-hour toll-free access to your account, and qualifies for our Credit Protector program, which safeguards your credit rating in case of unexpected financial setbacks.

Your purchases also qualify for our Earn Your Return program, giving you more opportunities to earn cash back for increasing your participation in Nusenda Credit Union.

Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Introducing Lobo themed Cards and Checks

Pay with Lobo pride! In partnership with the University of New Mexico, we now offer UNM-themed credit cards. Switching out your card is fast and simple – just stop by any of Nusenda’s 19 branches from Socorro to Taos or call us and we will order a card for you. Don't have one of our Nusenda credit cards? Apply today.

Nusenda Lobo Credit Card Art

Visa® Platinum Credit Card Benefits

  • Rates as low as 10.25% APR
  • No annual fee or balance transfer fee
  • 5% Intro Rate on all purchases, Balance Transfers, cash advances (first 18 months after card opening)
  • Convenience checks
  • Insurance coverage for auto rentals made with your card
  • Manage, use, and even extend warranties on eligible items purchased with your card

Online Account Information

Enjoy secure access to your credit card information, including recent transactions and credit card statements, through Internet Banking. You can also make online payments quickly and conveniently or set up automatic payments to ensure that you never miss one.

Verified by Visa

Protect your card against unauthorized use by registering for Verified by Visa, which uses a personal password for online purchases. This is a free service for Nusenda Credit Union members and ensures that only you are authorized to make online purchases using your Nusenda Credit Union credit card. Register here.

Convenience Checks

With your Nusenda Credit Union credit card, you’ll receive convenience checks that you can use just like regular checks, except the purchase is charged to your credit card account. Use your convenience checks to consolidate higher interest-rate accounts, send gifts, access your line of credit, or make a down payment on a car. You’ll receive your checks as soon as you sign up for a credit card, and you can request more at any time. Members in good standing may also receive credit limit increases and additional checks periodically.

To request more checks, simply call our Card Services Department at 505-889-7755 or 800-347-2838 outside the Albuquerque area.

Credit Card Calculators

Maintaining a good credit rating is important for a healthy financial future. Manage your credit responsibly and ensure you remain in good standing by using our convenient Credit Card Calculators. Determine how long it will take you to pay off your credit card, calculate payments, find out if you have too much debt, and explore other important information.


You can use any of your Nusenda Credit Union Visa debit and credit cards with Apple Pay™, Samsung Pay or Android Pay!

Platinum Credit Cards

Purchase APR*

Balance transfer fee

Cash advance fee

Late fee

Nusenda Platinum

10.25 - 14.25%


$1 or 1%, $20 cap


Wells Fargo Platinum Visa

15.90 - 25.74%

$5 or 3%

$10 or 5%


Bank of America

11.49 - 21.49%

$10 or 3%

$10 or 3%


Bank of Albuquerque

10.74 - 21.74%

$5 or 3%

$10 or 4%


Bank of the West
Platinum MasterCard

16.49% - 23.49%

$5 or 3%

$10 or 4%


*Rates and fees as of 3.20.2017 and are subject to change.


You’ve come to the right place to get the information you need to manage your credit card day-to-day.


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Nusenda Credit Union. The Power of WE®.

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Federally Insured By NCUA

Access your account when you are away from home, thanks to the Credit Union Shared Branching Network or CO-OP network of nearly 30,000 ATMs

Easy online access to your account through online banking and the Mobile App