Essential Checking

Essential Checking Account

Looking for a simple, low- or no-fee checking account option? Nusenda Credit Union’s Essential Checking account is a great choice. This checking account has a low, $5 a month fee, which is waived if you're under 21, over 62, or if you sign up for paperless eStatements. You’ll need to keep a minimum balance of $250, but that’s including all accounts and loans you have with Nusenda, like an auto loan, a mortgage, a credit card, or a certificate account.

It also comes with some pretty great bonuses, like Community Rewards® and Earn Your Return, and convenient ways to manage your money, including mobile banking apps, Mobile Deposit, and Mobile Pay.

Are you ready to experience The Power of WE®?

Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Essential Checking Account Benefits

Product Comparison

Compare the checking account options below and find out more about all the benefits that Nusenda Credit Union offers you. Then open an Essential Nusenda Credit Union checking account, and start earning your rewards today!

Product Comparison >> Checking

Financial Institution Minimum to Open Overdraft Fee Stop Payment Fee Online Bill Payer Monthly Service Fee
Bank of Albuquerque $50 $34.50 $34.50 Free $7.95
Bank of America $25 $35 $30 Free $12
Bank of the West Any Amount $35 $35 Fees apply $10
Compass Bank $25 $38 $25 - $32 Free Free
Wells Fargo Bank $25 $35 $31 Free $10
Nusenda Credit Union $25 $21-$35 $25 Free $5

* Fees may vary, and additional fees may apply. Fees as of February 2018.


You’ve come to the right place to get the information you need to manage day-to-day checking situations.

ABA Routing Number for Nusenda Credit Union is 307083665

Federally Insured By NCUA

Access your account when you are away from home, thanks to the Credit Union Shared Branching Network or CO-OP network of nearly 30,000 ATMs

Easy online access to your account through online banking and the Mobile App