Essential Checking Account

Looking for a simple, low- or no-fee checking account option? Nusenda Credit Union's Essential Checking account is a great choice. This checking account has a low, $5 a month fee, which is waived when you have one of the following:

  • You have an average relationship balance of $250, including all accounts and loans you have with us, such as a car loan, a mortgage, a credit card, or a certificate account.
  • eStatements

The monthly fee is also waived if you're under 21 years of age or over 62 years of age.

Essential Checking also comes with some pretty great bonuses, like Community Rewards® and Earn Your Return, and convenient ways to manage your money, including mobile banking apps, Mobile Deposit, and Mobile Pay.

Are you ready to experience The Power of WE®?


Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Essential Checking Account Benefits

Compare the checking account options below and find out more about all the benefits that Nusenda Credit Union offers you. Then open an Essential Nusenda Credit Union checking account, and start earning your rewards today!


You’ve come to the right place to get the information you need to manage day-to-day checking situations.

The ABA Routing Number for Nusenda Credit Union is 307083665.

Bank Silhouette Icon

Access your account when you are away from home, thanks to the Credit Union Shared Branching Network or CO-OP network of nearly 30,000 ATMs

Mobile App Icon

Easy online access to your account through online banking and the Mobile App