BALANCESM Financial Fitness Program

At Nusenda Credit Union, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.

Counseling Services

Online Workshops

Online Resources

Counseling Services

BALANCE counselors are accredited financial counselors can work one-on-one to help you address issues including bankruptcy, debt management, and credit report reviews. Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour.

 

Accredited financial counselors will work one-on-one with you

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all complimentary. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.

Your counselor will work with you to determine your needs in these areas:

  • Money management
  • Goal setting
  • Budgeting
  • Savings plans
  • Debt repayment
  • And more!

BALANCE Webinars

We’re very excited to announce the BALANCE free webinar series for 2024! Whether you’re an employee, member, or friend, BALANCE webinars are packed with useful info, and are open to everyone. Just make sure to reserve your virtual seat. Unable to attend? BALANCE has a full library of recorded webinars. Listen at your own time to free money management webinars. Learn the basics of financial planning, and create a future of security and opportunities.

Seminarios web en español¡Únase a nuestros seminarios web en vivo grabados antes de que caduquen y descubra formas de reducir el estrés financiero y empoderarse financieramente! Únase y escuche en su propio tiempo haciendo clic en el botón “Unirse”.

September — Finances for Small Business Owners

Entrepreneurship is stronger than ever. This session covers all the financial aspects of starting and running a small business. Topics include: types of legal entity structures, writing a business plan, bookkeeping, paying taxes, and everything in-between.


Session 1: Tuesday, September 10, 2024 
Time: 11:30 a.m. - 12:30 p.m. (MST)
Register here


Session 2: Thursday, September 19, 2024 
Time: 6:30 p.m. - 7:30 p.m. (MST)
Register here


October — FAFSA: The Key to Unlocking Financial Aid

The Free Application for Federal Student Aid (FAFSA) is a government form that streamlines the financial aid process, which can help reduce your student loan burden. This workshop covers FAFSA basics, as well as provides insight into the application process, how to complete the FAFSA online, federal requirements, and receiving and maintaining federal financial aid.


Session 1: Tuesday, October 8, 2024 
Time: 11:30 a.m. - 12:30 p.m. (MST)
Register here


Session 2: Thursday, October 17, 2024 
Time: 6:30 p.m. - 7:30 p.m. (MST)
Register here


November — Unwrapping Holiday Scam Season

Don’t let scammers steal your holiday spirit! Unwrap knowledge and tools needed to protect you and your loved ones from holiday scammers. Learn how to identify the red flags, utilize safe online shopping techniques and the steps to take if you do become a victim.


Session 1: Tuesday, November 12, 2024 
Time: 11:30 a.m. - 12:30 p.m. (MST)
Register here


Session 2: Thursday, November 21, 2024 
Time: 6:30 p.m. - 7:30 p.m. (MST)
Register here


December — 21 Ways to Trim Your Budget

Stretching your budget is a necessary step to achieving your financial goals. Learn smart ways to save on the things that impact your finances most, such as food, health care, insurance and more.


Session 1: Tuesday, December 10, 2024 
Time: 11:30 a.m. - 12:30 p.m. (MST)
Register here


Session 2: Thursday, December 19, 2024 
Time: 6:30 p.m. - 7:30 p.m. (MST)
Register here


Online Resources

Access financial education anytime you need it. Increase your know-how with articles, financial calculators, videos, checklists, quizzes, and more. 

 
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What is BALANCE?

As the nation’s non-profit financial coach for over 50 years, BALANCE is dedicated to increasing the financial health of all consumers. Through BALANCE millions of families achieve their financial goals through debt reduction, credit score improvement, budgeting, and homeownership.