Credit Card Rewards

No matter which card you choose, there’s no annual fee.

• Platinum Credit Cards - 5% APR Intro Rate* for all purchases, Balance Transfers and cash advances (first 18 months after card opening).  
• Platinum Rewards and Platinum Cash Rewards Credit Cards – 5% APR Intro Rate* for all Balance Transfers (first six cycles after card opening).  

*Once the 5.00% APR Intro Rate expires, your APR will return to your normal variable rate of 10.50% - 14.50% APR. This offer may not be used to pay other credit cards issued by Nusenda Credit Union.

A simple tap of your credit card on checkout terminals with the contactless symbol, and your payment is made quickly and securely.

Access your credit card information, 24/7 through Mobile and Internet Banking. Securely make payments, perform balance transfers, add travel notes, establish automatic payments and alerts, and more. 

Use Card Stop within Mobile and Internet Banking, to temporarily lock and unlock your credit card, minimizing the chances of unauthorized transactions if your card has been misplaced. 

Add your credit card to Apple Pay, Samsung Pay, or Google Pay to make mobile credit card purchases without having to carry your card.

With Visa's Zero Liability Policy you can make purchases anywhere and you’re protected from unauthorized use of your card or account information.

Offering cardholder credit protection, information about checking your credit report, and preventing credit card fraud.

Cards available today with in-branch instant issue technology.

Protect your card against unauthorized use by registering for Visa^® Secure, which uses a personal password for online purchases.

This service works with many billers and merchants to send secure, automatic updates when your card is reissued, so you don’t have to update your card information.**

**Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.

Offers insurance coverage for auto rentals made with your card.

Manage, use, and even extend warranties on eligible items purchased with your card.

Connect with emergency assistance while traveling, 24 hours a day, 365 days a year.

Manage your credit responsibly and ensure you remain in good standing by using our convenient credit card calculators.
Credit Card Calculators 

• Pay with Lobo pride! Nusenda Credit Union offers a series of UNM-themed Visa^® credit and debit cards in partnership with the University of New Mexico.
  
• Now you can pay the Aggie way! Nusenda Credit Union, in partnership with New Mexico State University Athletics, now offers a series of NMSU-themed Visa^® credit and debit cards, breeze^® debit card, and checks.