Platinum Rewards Credit Card

Use your Visa® Platinum Rewards credit card from Nusenda Credit Union and earn points you can use toward travel or merchandise. Earn a bonus point for each dollar spent with your card, and three bonus points per dollar for purchases in quarterly rotating categories. Plus, you’ll receive 10,000 bonus points if you make at least $500 in purchases during your first 90 days as a Visa Platinum Rewards credit card holder!

Our Visa Platinum Rewards credit card offers interest rates as low as 11.25% Annual Percentage Rate (APR), a minimum limit of $2,500, and no annual or balance transfer fee. Your purchases also qualify for our Earn Your Return program, giving you even more opportunities to earn rewards as an active member of Nusenda Credit Union.

Visa® Platinum Rewards Credit Card Benefits

  • Rates as low as 11.25% APR
  • No annual fee or balance transfer fee
  • Earn one bonus point for every dollar spent with no limit
  • Earn three bonus points for every dollar spent in quarterly rotating categories (up to $1,500 per quarter)
  • New card holders earn 10,000 bonus points for $500 in purchases during first 90 days
  • 5% APR Intro Rate* for all Balance Transfers (first six cycles after card opening)
  • Convenience checks
  • Insurance coverage for auto rentals made with your card

* Once the 5.00% APR Intro Rate expires, your APR will return to your normal variable rate of 11.25% - 15.25% APR. This offer may not be used to pay other credit cards issued by Nusenda Credit Union.

Earn More With Everyday Purchases

During April, May, and June, members who have either a Rewards or Cash Rewards credit card will earn 3 bonus points, or 5% cash back, respectively, for every dollar they spend on movies, restaurants, and home improvement expenses (up to $1,500 per quarter).


Quarterly Rewards Calendar

Online Account Information

Enjoy secure access to your credit card information, including recent transactions and credit card statements, through the Mobile Banking App or Internet Banking. You can also make online payments quickly and conveniently or set up automatic payments to ensure that you never miss one.

Verified by Visa

Protect your card against unauthorized use by registering for Verified by Visa, which uses a personal password for online purchases. This is a free service for Nusenda Credit Union members and ensures that only you are authorized to make online purchases using your Nusenda Credit Union credit card. Register here.

Convenience Checks

With your Nusenda Credit Union credit card, you’ll receive convenience checks that you can use just like regular checks, except the purchase is charged to your credit card account. Use your convenience checks to consolidate higher interest-rate accounts, send gifts, access your line of credit, or make a down payment on a car. You’ll receive your checks as soon as you sign up for a credit card, and you can request more at any time. Members in good standing may also receive credit limit increases and additional checks periodically.

To request more checks, simply call our Card Services Department at 505-889-7755 or 800-347-2838 outside the Albuquerque area.

Credit Card Calculators

Maintaining a good credit rating is important for a healthy financial future. Manage your credit responsibly and ensure you remain in good standing by using our convenient Credit Card Calculators. Determine how long it will take you to pay off your credit card, calculate payments, find out if you have too much debt, and explore other important information.


You can use any of your Nusenda Credit Union Visa debit and credit cards with Apple Pay™, Samsung Pay or Google Pay!

Platinum Rewards Credit Cards

Purchase APR*


Introductory rewards

Annual fee

Balance transfer fee

Cash advance fee

Late fee

Platinum Rewards

11.25 - 15.25%

1 reward point per $1 on qualifying purchases

5 rewards points per $1 on specific items, first 6 months



$1 or 1%, not more than $20


Wells Fargo
Rewards Visa

15.65 - 25.49%

1 reward point per $1 on qualifying purchases

5 rewards points per $1 on specific items, first 6 months


$5 or 3%

$10 or 5%


Bank of America
Travel Rewards

15.49 - 23.49%

1.5 points for every $1 spent

20,000 bonus points after making at least $1,000 in purchases in the first 90 days


$10 or 3%

$10 or 3%


Bank of Albuquerque
Travel Rewards
American Express

12.49 - 23.49%

3 points for every $1 spent on airline tickets, 2 points for every $1 on hotel and restaurant purchases and 1 point per $1 spent on all other purchases

7,500 bonus points awarded after first purchase, redeemable for $75 cash back or goods


$5 or 3%

$10 or 4%


Bank of the West Platinum Rewards

16.49 - 23.49%

1 point for every $1 in qualifying purchases


$5 or 3%

$10 or 4%


*Rates and fees as of 6/25/2018 and are subject to change.


You’ve come to the right place to get the information you need to manage your credit card day-to-day.

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