Platinum Rewards Credit Card

Use your Visa® Platinum Rewards credit card from Nusenda Credit Union and earn points you can use toward travel or merchandise. Earn a bonus point for each dollar spent with your card, and three bonus points per dollar for purchases in quarterly rotating categories. Plus, you’ll receive 10,000 bonus points if you make at least $500 in purchases during your first 90 days as a Visa Platinum Rewards credit card holder!

Our Visa Platinum Rewards credit card offers interest rates as low as 12.75% Annual Percentage Rate (APR), a minimum limit of $2,500, and no annual or balance transfer fee.

Visa® Platinum Rewards Credit Card Benefits

No annual or balance transfer fees
5% APR Intro Rate
Contactless Card Technology
Online Account Management
Credit Card Lock
Mobile Pay
Visa’s Zero Liability Policy
Credit Card Protection
Instant Issue Credit Cards
Visa Secure
Visa Account Updater
Auto Rental Collision Damage Waiver
Warranty Manager Service
Travel and Emergency Assistance Services
Credit Card Calculators
UNM and NMSU Themed Credit Cards

Credit Card Rewards and Benefits

No matter which card you choose, there are great benefits and features available. With Nusenda Credit Union Visa Credit Cards, you'll enjoy contactless card technology for added security, no annual or balance transfer fees, and access to your account information 24/7 through Mobile and Internet Banking.

Your purchases also qualify for our Earn Your Return program, giving you even more opportunities to earn rewards as an active member of Nusenda Credit Union.

Platinum Rewards Credit Cards

Purchase APR*


Introductory rewards

Annual fee

Balance transfer fee

Cash advance fee

Late fee

Platinum Rewards

12.75 - 16.75%

1 reward point per $1 on qualifying purchases

5 rewards points per $1 on specific items, first 6 months



$1 or 1%, not more than $20


Wells Fargo
Rewards Visa

17.24 - 27.24%

1 reward point per $1 on qualifying purchases

5 rewards points per $1 on specific items, first 6 months


$5 or 3%

$10 or 5%


Bank of America
Travel Rewards

15.49 - 23.49%

1.5 points for every $1 spent

20,000 bonus points after making at least $1,000 in purchases in the first 90 days


$10 or 3%

$10 or 3%


Bank of Albuquerque
Travel Rewards
American Express

16.24 - 26.24%

3 points for every $1 spent on airline tickets, 2 points for every $1 on hotel and restaurant purchases and 1 point per $1 spent on all other purchases

7,500 bonus points awarded after first purchase, redeemable for $75 cash back or goods


$5 or 3%

$10 or 4%


Bank of the West Platinum Rewards

17.49 - 24.49%

1 point for every $1 in qualifying purchases


$5 or 3%

$10 or 4%


* Rates and fees as of 11/07/2022 and are subject to change.


You’ve come to the right place to get the information you need to manage your credit card day-to-day.

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Federally Insured By NCUA

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