Financial Well-being Resources for all Life Stages

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At Nusenda Credit Union, we are committed to helping you strengthen your financial well-being – no matter where you are in your financial journey. Whether you are learning to budget, building your savings, buying a home, or saving for retirement, we have great tools and resources to help you reach your financial goals.

Childhood

Teens

Young Adults

Adulthood

Retirement

Explore childhood resources

Childhood

It’s never too early to learn about money! Teach your kids foundational knowledge about spending, saving, setting financial goals, and more!

Banzai Junior

Banzai Junior provides real-life scenarios that show users how to make wise decisions when faced with financial dilemmas. Designed for kids aged 8 to 12, Banzai Junior uses the storyline of a summer lemonade stand and the goal of a new bike—or hoverboard for the financially daring—to teach concepts like interest and fees, envelope budgeting, and discretionary income. This course also weaves in activities like quizzes and counting currency. Plus, Banzai Jr. is available in both English and Spanish!

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Teaching Children About Money

These 6 activities teach spending, saving, and investing to kids.

3 Jar Allowance For Kids

The 3 jar system encourages kids to learn about budgeting by splitting their money into spending, saving, and giving.

Teens

The teen years are crucial for developing life skills. Our resources can help students learn more about important financial topics, such as building credit, creating a budget, how interest works, and more.

Banzai Teen

Created for users aged 13-18, Banzai Teen gives teens the opportunity to work through real-life financial problems in a safe environment. Throughout the course, the user's goal is to save enough money to register at Vanderbilt Community College, but unforeseen challenges and quirky scenarios makes reaching that goal not-so-straightforward—just like real life! Plus, Banzai Teen can be played in English or Spanish.

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Are You Cyber Safe? For Teens

Navigate through fun dilemmas and wacky scenarios to try and spot red flags and avoid negative consequences.

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Filling Out The FAFSA

Filling out the FAFSA could save you thousands in college expenses, and it may be easier than you think.

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Explore young adult resources

Young Adults

Whether you are managing student loans, buying a vehicle, or building an emergency savings fund, our resources can help you take practical steps towards a bright financial future.

How Do I Build Credit?

A good credit score has a major impact on your finances, so it’s important to start out strong. In this Coach session, learn how to build a credit score for the first time or boost an already decent score, and create a plan with options that work for you. To begin, select Get Started. Follow the prompts, answer the questions, and provide information when asked.

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Budget Calculator

Creating a list of how much money comes in and how it’s spent is the first thing you should tackle when trying to figure out how to make a budget.

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What Auto Loan Can I Afford?

Discover a monthly auto loan payment that fits your budget and see an ideal purchase price range based on that number.

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Explore adulthood resources

Adulthood

Managing finances can feel stressful, especially when you are faced with family expenses, higher inflation, or hurdles to home ownership. We can help you assess your financial wellness and equip you with the right tools to strengthen your financial confidence.

Buying a Home

All you need to know about purchasing a place to rest your head. Start by defining your goals. Consider where you want to live, the features you're looking for, what you can afford, and a realistic date for having the money you'll need. Then apply your knowledge to making this key decision.

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Meet Your 401(k)

If your employer offers a 401(k) or 403(b), it’s usually the most painless way to set aside money for the future. All you have to do is agree to have a percentage of your gross income to be withheld each pay period.

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Repaying Student Loans

Student loans are intimidating. Learn how you can start repaying them.

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Explore retirement resources

Retirement

It’s never too late to start planning for a healthy financial future! Learn more about financial planning, investment strategies, estate planning, and more.

Am I Ready to Retire?

Are you on track to meet your retirement goal? Every individual has a different goal for retirement. This Coach guides you through setting a personal retirement goal and predicts your total retirement savings. It then helps you evaluate whether you're on track to meet your goal. To begin the Coach, select "Get Started."

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Scams Targeting Seniors

Seniors are aggressively targeted by scammers. Learn the red flags to watch out for and common scams that could be attempted on you or someone you love.

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Early Withdrawals From Retirement Savings

Early withdrawals from your retirement savings should only be done after careful consideration in order to avoid negative consequences.

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What is Banzai?

Nusenda Credit Union has teamed up with Banzai, an award-winning online program and content library that allows you to practice real-world finance from the safety of your home using any internet-enabled device, like a laptop, tablet, or even a smartphone! Clear, in-depth lessons will help you dive into the financial topics that matter most to you, your family, and your community.

Explore Banzai