Financial Library

Financial knowledge leads to financial success, and the articles below can help you take more control of your finances now.

May 3, 2022
If you’ve accessed your credit reports at any time in your life, odds are that you have seen some mistaken information in your credit file. Identity theft is one natural concern when this kind of information is found.
Read More about How to Spot Identity Theft on Your Credit Reports
Apr 5, 2022
If you ask ten different people what financial freedom means to them, you will likely get ten different answers. Some people view financial freedom as that mythical land where they no longer have to work. For others, being financially free means living below their means so they can put cash aside for a rainy day.
Read More about Creating a Personalized Path to Financial Success
Mar 17, 2022
After keeping interest rates low throughout the first two years of the COVID-19 pandemic, the Federal Reserve announced a rate hike of one-quarter of a percentage point on March 16. It also signaled a plan for up to six more increases of a similar size before year's end.
Read More about What a Fed Rate Hike Means for Borrowers, Savers and Home Buyers In New Mexico
Mar 16, 2022
An individual retirement arrangement (IRA) is a personal savings plan that offers specific tax benefits. IRAs are one of the most powerful retirement savings tools available to you. Even if you're contributing to a 401(k) or other plan at work, you might also consider investing in an IRA.
Read More about Understanding IRAs
Mar 1, 2022
Taxes are due for 2021 on Monday, April 18. Are you looking for ways to save on your tax-prep this year? The IRS Free File program, no-cost tax software, free clinics, asking for discounts, and DIYing it can save you money.
Read More about 5 Ways to Trim Your Tax-Prep Costs This Year
Feb 4, 2022
What would you do if you were trying to sell some furniture online and the "buyer" asked you to verify that you were a real person and not running a scam?  Would you message back? Would you give out your number? Learn more about how scammers are getting your phone number so they can scam others.
Read More about Scam Alert: ‘Prove to Me You Are a Human and Not a Bot’
Jan 3, 2022
When Sarah Pekkanen let her son sign up for a free trial of an online educational subscription, she figured she would cancel the subscription before charges began and in the meantime, her son, now 12, would learn math. But she forgot to cancel, and soon the charges started piling up.
Read More about Doing a Subscription Detox Could Plug Monthly Budget Leaks
Dec 28, 2021
A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk, including the possible loss of principal, here are six basic principles that may help you invest more successfully.
Read More about Six Keys to More Successful Investing
Dec 3, 2021
If you want to build momentum for your New Year’s money resolutions, set some financial improvements into motion before the end of the year. Here are six easy-to-implement steps to help boost your net worth going into the new year.
Read More about 6 Steps to Higher Net Worth: A Year-End Financial Checklist