Personal Dividend Checking Accounts

Checking that earns dividends

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Dividend Checking Accounts

Looking for a checking account that pays you, unlike the big banks with big fees? With a Nusenda Dividend Checking account, you’ll receive all the benefits of being a Nusenda member; and, through our Community Rewards^® program, you earn cash back and we contribute a cash reward to the community.

With our Dividend Checking account, if you keep an average balance of $2,500 (which includes all accounts you have with Nusenda, like an auto loan, a mortgage, a credit card, or a certificate account), we’ll waive the $5 a month maintenance fee — plus other great benefits, like out-of-network ATM fee refunds, and Visa gift cards with no-issue fees.

You’ll have simple, 24/7 access to your account at home or on-the-go with Mobile and Internet Banking features like Touch ID, Face ID, Fingerprint login, and mobile deposit.

Dividend Checking Comparison

Compare the checking account options below and find out more about all the benefits that Nusenda Credit Union offers you. Then open a Dividend Nusenda Credit Union checking account, and start earning your rewards today.

Financial Institution	Monthly Maintenance Fee*	Maintenance Fee Waived	Opening Balance	Rate/APY	Fee-free ATMs
Nusenda Credit Union	$5	$2,500 average relationship balance	$25	Up to 0.05%	More than 200 in NM; nearly 30,000 nationwide
Wells Fargo Portfolio	$25	$12,000 combined deposit balance and online statements, OR a linked mortgage	$25	Up to 0.01%	More than 80 in NM
Bank of America Advantage Relationship	$25	$10,000 combined deposit balance and enrolled in the Preferred Rewards Program	$100	Up to 0.01%	More than 80 in NM
Bank of Albuquerque Select Checking	$15	$10,000 combined deposit balance OR mortgage with auto debit	$50	Up to 0.01%	More than 60 in NM
Bank of the West Premier Checking	$25	$25,000 combined deposit balance OR mortgage with auto debit	$100	Up to 0.01%	More than 20 in NM

Financial Institution

Monthly Maintenance Fee*

Maintenance Fee Waived

Opening Balance

Rate/APY

Fee-free ATMs

Nusenda Credit Union

$2,500 average relationship balance

$25

Up to 0.05%

More than 200 in NM; nearly 30,000 nationwide

Wells Fargo
Portfolio

$25

$12,000 combined deposit balance and online statements, OR a linked mortgage

$25

Up to 0.01%

More than 80 in NM

Bank of America
Advantage Relationship

$25

$10,000 combined deposit balance and enrolled in the Preferred Rewards Program

$100

Up to 0.01%

More than 80 in NM

Bank of Albuquerque
Select Checking

$15

$10,000 combined deposit balance OR mortgage with auto debit

$50

Up to 0.01%

More than 60 in NM

Bank of the West
Premier Checking

$25

$25,000 combined deposit balance OR mortgage with auto debit

$100

Up to 0.01%

More than 20 in NM

* Fees may vary, and additional fees may apply. Fees current as of July 2020.

Personal Dividend Checking Accounts

Dividend Checking Accounts

Dividend Checking Comparison

Dividend Checking Account Benefits

Earn Your Return

Community Rewards

Complimentary Fraud Resolution

Overdraft Protection

Mobile Internet Banking

Insured by NCUA

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