Rewards overview

Earn 0.25% cash rewards on signature-based purchases

Annual Fee

$0

Use your business debit card and earn cash back

A Business Rewards Visa® Debit Card is included with all Nusenda Credit Union business checking accounts. It’s a more convenient way to do your business banking without having to write checks, and you also have the opportunity to earn 0.25% cash back with every signature-based purchase.

Use your card anywhere Visa is accepted, and see your rewards deposited into your checking account at the beginning of each new calendar year. You’ll also have access to more than 200 surcharge-free ATMs in New Mexico, and nearly 30,000 across the U.S. To enjoy all these great benefits and more, apply to open a Nusenda Credit Union business checking account today!

Business Rewards Visa® Debit Card Benefits

power of change

Earn 0.25% cash back

You can earn 0.25% cash back rewards on signature-based purchases. Rewards are deposited every January. 

Easy Access

Convenient online tools

Access your money, see your debit card purchases, and complete business-critical tasks conveniently online through Business Internet Banking Services. It’s user-friendly, highly secure, and helps you save valuable time.

Compare business checking accounts

We offer a range of business banking services to help you build a strong foundation and reach your goals.

Impact Business Checking

Appropriate for business members with lower transactional activity who do not require treasury management services.

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This account is best for

Businesses with lower balances and/or transaction volumes

Earns Dividends

No

Business Debit Card Fee

No-Fee

Cash Rewards with Business Rewards Debit Card on Qualifying Purchases

Yes

Average Balance

$0

Monthly Maintenance Fee

$0

Free Check Items Per Month (includes checks cleared and checks deposited)

Unlimited

Free Teller Transactions Per Month

10

Other Fees:

Business Internet Banking — Basic

No-Fee

Fee for Each Additional Check Item

n/a

Fee for Each Additional Teller Transaction

$1.00

Electronic Debit/Credit Transactions

No-Fee

Currency Deposited:

Straps (per strap): $1

Loose Bills (per bill): n/a

Emerge Business Checking

Appropriate for small to medium size business members who require more sophisticated digital and treasury management services. Monthly maintenance fee includes ACH origination services through internet banking. There are additional monthly fees if Positive Pay or Remote Deposit Capture are added.

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This account is best for

Businesses with low to moderate transaction volumes

Earns Dividends

Yes

Business Debit Card Fee

No-Fee

Cash Rewards with Business Rewards Debit Card on Qualifying Purchases

Yes

Average Balance

n/a

Monthly Maintenance Fee

$25

Free Check Items Per Month (includes checks cleared and checks deposited)

100

Free Teller Transactions Per Month

10

Other Fees:

Business Internet Banking — Basic

No-Fee

Fee for Each Additional Check Item

$0.25

Fee for Each Additional Teller Transaction

$1.50

Electronic Debit/Credit Transactions

200 at no charge then $0.10 per item

Currency Deposited:

Straps (per strap): $1

Loose Bills (per bill): n/a

Commercial Dividend Checking

Designed for businesses primarily transacting electronically, utilizing ACH, Wires, Positive Pay Remote Deposit Capture or for businesses with higher transaction activity and/or cash deposit volumes.

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This account is best for

Businesses with higher transaction volumes

Earns Dividends

Yes

Business Debit Card Fee

No-Fee

Cash Rewards with Business Rewards Debit Card on Qualifying Purchases

Yes

Average Balance

n/a

Monthly Maintenance Fee

$125

Free Check Items Per Month (includes checks cleared and checks deposited)

250

Free Teller Transactions Per Month

20

Other Fees:

Business Internet Banking — Basic

No-Fee

Fee for Each Additional Check Item

$0.20

Fee for Each Additional Teller Transaction

$1.50

Electronic Debit/Credit Transactions

250 at no charge then $0.10 per item

Currency Deposited:

Straps (per strap): $1

Loose Bills (per bill): Contact the Treasury Management department for details

Make it easier than ever to manage your money online

Run your business with our smart online cash management tools and services available to all of our business banking clients.

  • Export your information easily into accounting software like Quicken or Quickbooks
  • Set up multiple users with unique user IDs
  • Custom reports and balance alerts
  • Pay your employees and suppliers quickly and easily with electronic payments
  • and more!