Business Checking Accounts

Every business has unique banking needs. That’s why we offer three convenient business checking account options. No matter which account you choose, you enjoy no-fee electronic debit card and credit card transactions, a Business Rewards Debit Card, and the attentive service and support you need to do your business banking with ease.

Our Essential Business Checking account is perfect for the small business owner with lower balances who doesn’t require a high volume of transactions. Choose Power Business Checking if you own a small- to medium-sized business with moderate transaction volume. If you have higher transaction volume, our Relationship Business Checking account may be a smart choice for you.

Your credit union offers a choice of business checking solutions to match your business needs. Compare accounts below and find out more on all the benefits available. Then open an account and start earning your rewards today!

Essential Business Checking Power Business 
Relationship Business Checking
This Account is best for Small businesses with lower balances and/or transaction volumes Small- to medium-sized businesses with low to moderate transaction volumes Small- to medium-sized businesses with higher transaction volumes
Earns Dividends No Yes* Yes
Business Debit Card No-Fee No-Fee No-Fee
Cash Rewards with Business Rewards Debit Card on Qualifying Purchases Yes Yes Yes
Personal Internet Banking
 No-Fee  No-Fee  No-Fee
Business Internet Banking — Basic  No-Fee**  No-Fee**  No-Fee**
Average Balance to Waive Monthly Maintenance Fee
 $750  $3,500  $25,000
Monthly Maintenance Fee if Average Balance Not Maintained
 $5  $12  $25
Free Check Items Per Month (includes checks cleared and checks deposited)
 50  150  400
Fee for Each Additional Check Item
 $0.20  $0.20  $0.20
Free Deposits Per Month  5  20 20
Fee for Each Additional Deposit
 $0.75  $0.75  $0.75
Electronic Debit/Credit Transactions
 No-Fee  No-Fee  No-Fee
Currency Deposited
Straps (per strap)
Loose Bills (per bill)
$0.01 (after 100 free bills)
$0.01 (after 100 free bills)
$0.01 (after 100 free bills)

* Power Business Checking without dividends is also available.
** Additional fees apply for Business Internet Banking services: ACH and Wires

Call us at 505-872-5422 (800-347-2838 outside the Albuquerque area).

Included with all Business Checking Accounts

You can use any of your Nusenda Credit Union Visa debit and credit cards with Apple Pay!

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Easy online access to your account through online banking and the Mobile App