Routing Number (ABA): 307083665
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Business Checking Comparisons

Rates effective as of 8/3/20


Financial Institution Account Monthly Service Fee Number of Free Items Per Month Currency Deposited Earns Interest or Dividends Online Banking Debit Card
Nusenda Credit Union Power Business Checking $12.00
Monthly Fee may be waived if average monthly balance is $3,500 or more.
No-fee Check Items: Includes 150 no-fee checks deposited and/or cleared checks and 20 no-fee Teller Deposits. Each check paid or deposited after 150–20¢. Each additional deposit after 20–75¢. Straps (per strap): $1.00 Loose Bills (per bill): $0.01 after 100 no-fee bills Yes
(This account is also offered without dividends.)
Free Free
Bank of America Business Advantage $29.95 or spend $2,500 in net new purchases on a business credit card, combined average monthly balance of $35,000, average monthly balance of $15,000, Actively uses Merchant Services and/or Payroll Services, or qualify and enroll for Preferred Rewards for Business program No fee for stop payments, incoming wire transfers and check image service, import transactions into QuickBooks®with Account Management included No fee for the first $20,000 cash deposit each statement cycle, $0.30 for every $100 No Yes Yes
Wells Fargo Platinum Business $40 or no fee if you maintain $25,000 average balance or $40,000 in combined balances First 500 transactions included per fee period at no charge (after that it is $0.50 per transaction), No fees for stop payments, cashier's checks, money orders, incoming domestic and international U.S./foreign currency wire transfers, and 2 domestic (U.S.) non-Wells Fargo ATM transactions per fee period. First $20,000 in cash deposits processed per fee period at no charge, $0.30 for every $100 Earn interest on your full account balance Yes Yes
Bank of the West Choice Business Checking $40 waived for the first 2 statement cycles. Waived when you maintain a minimum daily balance of at least $25,000, or maintain an average monthly combined balance of $50,000 500 transactions included per month (after that it is $0.50 per transaction), no overdraft fees when your account is overdrawn by $5 or less, 10 incoming domestic or international wires per month at no cost, No fees to receive a paper or online statement, Waived annual fee on BusinessLink Reserve Line, $100 rebate on your first check order, Up to $400 credit when opening Relationship Services Up to $20,000 coin and currency deposited or furnished per month $0.25 for every $100 No Yes Yes
US Bank Premium Maintenance and other fees associated with account activity No excess transaction fee Maintenance and other fees associated with account activity Interest-bearing options available Yes Yes
BBVA Business Premium $25, or no fee when you maintain an average daily collected balance of at least $25,000, process at least $25,000 per month through Merchant Services, or maintain at least $50,000 in Relationship Balances 500 transaction items processed per month, Unlimited returned deposited items, One free wire per month, One Overdraft Fee Forgiveness Refund per year $25,000 in cash processing per month, A charge of $0.003 will apply for each dollar deposited above the $25,000 monthly cash processing limit Yes, Interest is earned on the entire balance in your account. Yes Yes



Business Checking Comparison Small Business

Rates effective as of 8/3/20


Financial Institution Account Monthly Service Fee Number of Free Items Per Month Currency Deposited Earns Interest or Dividends Online Banking Debit Card
Nusenda Credit Union Essential Business Checking $5.00 Monthly Fee may be waived if average monthly balance is $750 or more No-fee Check Items: Includes 50 no-fee checks deposited and/or cleared checks and 5 no-fee Teller Deposits. Each check paid or deposited after 50–20¢. Each additional deposit after 5–75¢. Straps (per strap): $1.00 Loose Bills (per bill): $0.01 after 100 no-fee bills No Yes Yes
Bank of America Business Fundamentals $13 or spend $250 in net new purchases on business debit or credit, average monthly balance of $5,000, minimum daily balance of $3,000, combined average monthly balance of $15,000 in linked accounts, or qualify for Preferred Rewards for Business Program Business Investment Account (no additional monthly fee) No fee for the first $7,500 cash deposit each statement cycle, $0.30 for every $100 No Yes Yes
Wells Fargo Simple Business $10, or no fee if you maintain a $500 average balance First 50 transactions included per fee period (after that it is $0.50 per transaction) First $3000 in cash deposits processed per fee period, $0.30 for every $100 No Yes Yes
Bank of the West Any Deposit Checking $10 or fee waived with any deposit per statement cycle 50 transactions included per month (after that it is $0.50 per transaction), no overdraft fees when your account is overdrawn by $5 or less Up to $2,500 coin and currency deposited or furnished per month, $0.25 for every $100 No Yes Yes
US Bank Silver No Fee 125 free transactions per statement cycle (Transactions are $0.50 each once free transactions are surpassed), 50% discount on first check order up to $50 25 free cash deposits per statement cycle No Yes Yes
BBVA Business Connect No Fee Five in-branch withdrawals and/or processed checks per month combined at no additional charge, All other transactions (other than those listed above) are unlimited at no additional charge Up to $5,000 in cash processing per month at no charge, A charge of $0.003 will apply for each dollar deposited above the $5,000 monthly cash processing limit. No Yes Yes