Business Checking Comparisons

Business Checking Comparison - Effective 2/9/16

Bank of America
Business Advantage Checking
Bank of the West
Choice Business Checking
US Bank
Gold Checking
Wells Fargo
Additional Platinum Checking
Nusenda
Power Business Checking
Monthly Service Fee $29.95
Monthly Fee may be waived if you maintain $15,000 average monthly balance, or $35,000 combined average monthly balance of linked accounts.
$20.00 
Monthly Fee may be waived with $6,000 minimum daily balance or $15,000 average monthly combined balances.
$20.00
Monthly Fee may be waived if average monthly collected balance is $10,000 or more.
$12.00
Monthly Fee may be waived if you maintain $3,000 minimum daily balance, or maintain $6,000 average ledger balance, or fund a Wells Fargo Business payroll account.
$12.00
Monthly Fee may be waived if average monthly balance is $3,500 or more.
Number of Free Items Per Month 500 Free checks deposited or paid. Each check paid or deposited after 500 - 45¢ Unlimited transactions 300 free transactions each month including deposits and credits, checks and debits, ACH, debit card transactions, and deposited items. Each item over 300 is 40¢. Up to 150 paid and/or deposited items, including paper & electronic. Each item over 150 is 50¢. Free Check Items: Includes 150 free checks deposited and/or cleared checks and 20 free Teller Deposits. Each check paid or deposited after 150 - 20¢. Each additional deposit after 20 - 75¢.
Currency Deposited 30¢ per $100 after the first $25,000 .10¢ per $100 after the first $10,000 .095¢ per $100 after the first $10,000 30¢ per $100 after the first $5,000 Straps (per strap): $1.00 Loose Bills (per bill): $0.01 after 100 free bills
Earns/Interest Dividends No No No No Yes**
**This account is also offered without dividends.
Online Banking / Bill Payer Free Free Free Free Free
 Check/Debit Card  Free  Free Business Debit Card.  Free Free
Yes; Free. Cash Rewards with Qualifying Purchases with a Visa® Check (Debit) Card.

Business Checking Comparison Small Business - Effective 9/7/15


 Bank of America
Business Fundamentals
Bank of the West
Classic Business Checking
US Bank
Silver Checking
Wells Fargo
Simple Business Checking
Nusenda Essential Business Checking
Monthly Service Fee $13.00 Monthly Fee may be waived if you maintain $3,000 minimum daily balance or maintain $5,000 average monthly balance. $10.00 Monthly Fee may be waived if you maintain a $3,000 minimum daily balance or $6,000 average monthly balance. No monthly fee. $10.00 Monthly Fee $5 waived with average monthly balance of $500 or more and/or $5 waived with online statement only. $5.00 Monthly Fee may be waived if average monthly balance is $750 or more.
Number of Free Items Per Month 200 Free checks deposited or paid. Each check paid or deposited after 200 - 45¢. 100 transactions per month, including paid checks, transfers, debit card transactions, deposits, and deposited items. Each transaction after 100 - 50¢. 150 free transactions per month, including deposits & credits, checks & debits, ACH, debit card transactions, & deposited items. Each transaction over 150 is 50¢. Up to 50 paid and/or deposited items, including paper & electronic. Each item over 50 is 50¢. Free Check Items: Includes 50 free checks deposited and/or cleared checks and 5 free Teller Deposits. Each check paid or deposited after 50 - 20¢. Each additional deposit after 5 - 75¢.
Currency Deposited 20¢ per $100 after the first $10,000 10¢ per $100 after the first $2,500. .095¢ per $100 after the first $2,500 30¢ per $100 after the first $3,000 Straps (per strap): $1.00 Loose Bills (per bill): $0.01 after 100 free bills
Earns/Interest Dividends No No No No No
Online Banking / Bill Payer Free Free Free - personal internet banking Free Free - personal internet banking
Check/Debit Card  Free  Free  Free  Free  Free
Business Lower

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