Adjustable Rate Mortgages (ARM)

Increase your home purchasing power while enjoying low interest rates and low monthly payments – our Adjustable Rate Mortgages (also known as ARM mortgages) make it possible. With no pre-payment penalties and initial fixed rates for 3-, 5-, and 7-year terms, the home of your dreams is within reach. Our Mortgage Specialists can help you secure the best home loan for your needs, such as our 5/5 ARM with low monthly payments and the stability of a longer re-set period. 

With an ARM mortgage loan, you can earn higher dividends through our Earn Your Return program. Helping you buy your dream home and giving you cash back? Those are just a few of the benefits of being a Nusenda Credit Union member. 

To get pre-approved before you start house hunting, apply online now, call 505-855-5950 (800-347-2838 outside the Albuquerque area), or visit a branch near you.

Benefits of Adjustable Rate Mortgages

  • Lower rates and monthly payments
  • Initial fixed rates for 3-, 5- and 7-year terms
  • No pre-payment penalties
  • Fast, local underwriting
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