Routing Number (ABA): 307083665
Change your debt with The Power of Change

Change Your Debt

The Power of Change™ is an easy way for you to reduce your debt. Simply choose to have your Nusenda Visa® debit card or breeze® debit card transactions rounded up to the nearest dollar and designate the change to pay down the principal on your qualified Nusenda loan.


How it Works

If you have a Nusenda Visa® debit card or breeze® debit card, you can participate in The Power of Change.

Each time you make a purchase or pay a bill with your enrolled debit card, The Power of Change rounds up your purchase to the nearest dollar. After close of business, each qualifying debit card transaction is calculated. The rounded up amount from each transaction is summed for the day. That amount is then transferred out of your checking to pay toward the principal of your designated Nusenda loan on the following business day.

Your rounded up change goes to your designated Nusenda loan.

Each day, the total change from your previous day’s transactions will be securely transferred to your Nusenda loan as a single payment. The more you choose to use your Nusenda Visa® debit card or breeze® debit card, the more you can conquer your debt.


Enroll in The Power of Change

Enroll in The Power of Change by logging into Mobile or Internet Banking and selecting The Power of Change from the menu. Please review the disclosure, select Loan as your transaction round up destination, agree to the disclosure, and select submit. Please note, if you have more than one loan with Nusenda you will need to select the loan you would like to pay towards with The Power of Change.

The Power of Change FAQs

Below are answers to some frequently asked questions. If you have additional questions, please log into Mobile or Internet banking for secure chat, contact us at 889-7755 (800-347-2838 outside the Albuquerque area), or visit a branch.

Which accounts can I enroll in The Power of Change?
How frequently does The Power of Change make payments towards my loan?
Can I see The Power of Change debits in Mobile and Internet Banking?
Will participating in The Power of Change reduce my monthly loan payment?
Which Nusenda loans qualify for The Power of Change program?
Do I need to get a new debit card to enroll?
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