Overview

  • Earn 1 point per every $1 spent
  • Competitive interest rate
  • Travel and emergency assistance

APR

{{RATE}}

Annual Fee

$0

Business Visa Credit Card Terms and Conditions
Business Visa Credit Card Agreement and Disclosures

Earn rewards for doing business with our Business Visa® Platinum Rewards credit card

Your business purchases can earn you great merchandise, travel, and vacation rewards. You’ll also benefit from a low interest rate, plus convenient online access to your account information 24/7, travel insurance, and fraud protection.

With the Business Visa Platinum Rewards card, you can use multiple cards for a single account, making your team’s business purchasing flexible and easily traceable, with reporting in one place. It’s one of the best values in premium business credit cards and we’re proud to offer it to our members.

Ready to apply?

To apply for your card, simply download and complete the application and bring it to a Nusenda Credit Union branch near you. Have questions? Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area).

Business Visa® Platinum Rewards Credit Card Benefits

Earn 1 point per every $1 spent

Your business purchases can earn you great merchandise, travel, and vacation rewards.

No Annual Fees

No annual or balance transfer fees

No matter which card you choose, there’s no annual fee.

Employee cards at no additional charge

Employee cards let you set individual spending limits and help you earn rewards even faster.

Secure online access to your account information 24/7

You have access to 24-hour emergency cash and card replacement service and complimentary fraud resolution services.

Earn 3 bonus points per dollar spent on quarterly rewards

Use your Visa Platinum Rewards credit card from Nusenda Credit Union and earn points you can use toward travel or merchandise. Earn a bonus point for each dollar spent with your card, and three bonus points per dollar for purchases in quarterly rotating categories.

Additional benefits

Roadside Dispatch

24 hours a day/7 days a week and Roadside Dispatch will ask you where you are, what the problem is, and will remain on the phone while arranging a dispatch to a reliable tow operator or locksmith.

Travel and Emergency Assistance Services

Call anytime for Travel or Emergency Assistance, available for covered Visa cardholders from anywhere in the world. 

Purchase Security

When you use your Business Visa Platinum Rewards credit card and your purchase is stolen or damaged within the first 90 days Purchase Security can replace, repair or reimburse the item.

Visa's Zero Liability Policy

With Visa's Zero Liability Policy you can make purchases anywhere and you’re protected from unauthorized use of your card or account information.

Roadside Dispatch

Provides emergency roadside assistance, towing, and locksmith services, 24 hours a day, seven days a week. Pre-enrollment is not required. Simply call Roadside Dispatch toll-free at 1-800-847-2869, when you need them. Certain terms, condiIons and exclusions apply.

See full details here.

Auto Rental Collision Damage Waiver

You can be covered for damage due to collision or theft when you rent a car. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions.

See full details here.

Travel andEmergency Assistance Services

Emergencies can escalate quickly when traveling. Something as simple as replacing a prescription can be difficult a difficult task when you are dealing with local laws or language barriers. Travel and Emergency Assistance Services Benefit Administrators can connect you with local emergency and assistance resources, 24 hours a day, 365 days a year. Certain terms, conditions and exclusions apply.

See full details here.

Purchase Security/ Extended Protection

When you make a significant purchase with your covered Visa card, and your purchase is stolen or damaged within the first 90 days, Purchase Security can replace, repair, or reimburse the item ($10,000.00 maximum per claim and $50,000 maximum per year).

See full details here.

Visa Account Uupdater

Skip the hassles of updating your payment info! Save your Nusenda Business Rewards Debit Card for things like bill payments and online purchases and we can update your payment info automatically when it changes, and your card is re-issued.

See full details here.

Digital Wallets

Put the power of paying on your mobile device. Safely and securely enable Mobile Pay by using your Nusenda Credit Union debit or credit card(s) for Apple Pay™, Samsung Pay™, Google Wallet, or Garmin Pay.

See full details here.

Visa Secure

As a Nusenda cardholder, your online transactions are protected with Visa Secure. Visa offers enhanced security for online purchases to simplify the experience while protecting you from fraud.

See full details here. 

Credit Score

At Nusenda Credit Union, we want to help you build financial confidence and take control of your credit. Now with Credit Score, when you log into Mobile or Internet Banking and opt in, you can keep an eye on your credit and check your score as much as you like without ever impacting your score. Learn more at Nusenda.org/credit-score.

See full details here.

Cardholder Inquiry Service

Provides card-related assistance including general Visa inquiries like finding an ATM, and all account-related quesIons. Easily access by phone, email, or chat.

See full details here.

Emergency Card/Cash Disbursement

Get emergency cash in as little as two hours. Visa will provide a convenient place to collect cash, including in local currency. Get an emergency card replacement as early as next day. Cards can be delivered directly to most metropolitan cities in as few as 1-3 working days.

See full details here.

Global Lost/Stolen Card Reporting

If your card is lost, stolen, damaged, or compromised, you can contact Visa by phone, email, or chat and we will expedite your replacement card in 1-3 days.

See full details here. 

Make it easier than ever to manage your money online

Run your business with our smart online cash management tools and services available to all of our business banking clients.

  • Export your information easily into accounting software like Quicken or Quickbooks
  • Set up multiple users with unique user IDs
  • Custom reports and balance alerts
  • Pay your employees and suppliers quickly and easily with electronic payments
  • and more!