Roth IRA Accounts

Roth IRA accounts help you prepare for a healthy financial future in your retirement years. Roth IRA contribution amounts are not tax-deductible, but your earnings are tax-free! With the option to set up convenient, automatic payroll deductions directly to your Roth IRA, saving for retirement is easy. Open your Roth IRA Savings account at Nusenda Credit Union for just $5, or your Roth IRA Certificate for as little as $500, and you can add your spouse too, even if they’re not earning income.

Saving for retirement is easy with Nusenda Credit Union, and you can feel good about being a member of an organization that cares about your financial future and your community. To find out if the Roth IRA is right for your retirement saving needs, contact a branch near you today.

Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Benefits of Roth IRA Accounts

  • Open a Roth IRA Savings account with just $5
  • Contribute up to $5,500 a year, or the amount of your earned income (whichever is less)
  • Make $1,000 catch-up contributions if you’re a taxpayer aged 50+
  • Contribute easily by payroll deduction
  • Enjoy tax-free earnings
  • Make prior-year contributions up until the tax deadline
  • Open spousal accounts, including non-working spouses
  • Complimentary identity theft protection

Rewarding those we serve.

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Access your account when you are away from home, thanks to the Credit Union Shared Branching Network or CO-OP network of nearly 30,000 ATMs

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Easy online access to your account through online banking and the Mobile App