Visa® Platinum Card, Visa Platinum Rewards Card, and Visa Cash Rewards Card Terms & Disclosure

The policies and practices described in these disclosures are subject to change, but you will be informed of any significant changes as required by law. For updated information, please contact us at 505-889-7755 (800-347-2838 outside the Albuquerque area).
 
Visa Credit Card Agreement & Disclosure – Addendum 10.50%
Visa Credit Card Agreement & Disclosure – Addendum 12.50%
Visa Credit Card Agreement & Disclosure – Addendum 14.50%
 
Please note: The APRs applicable to your account will be determined by our review of your credit report, information you provide on your application, and other relevant information. All members may not qualify for the lowest APR disclosed above.
 
Below is a link to credit card agreements provided by the Federal Reserve. These agreements contain general credit terms and conditions along with pricing and fee information.

http://www.consumerfinance.gov/credit-cards/agreements/

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