Visa® Platinum Card, Visa Platinum Rewards Card, and Visa Cash Rewards Card Terms & Disclosure

The policies and practices described in these disclosures are subject to change, but you will be informed of any significant changes as required by law. For updated information, please contact us at 505-889-7755 (800-347-2838 outside the Albuquerque area).


Visa Credit Card Agreement & Disclosure — Addendum 12.75%
Visa Credit Card Agreement & Disclosure — Addendum 14.75%
Visa Credit Card Agreement & Disclosure — Addendum 16.75%
Business Visa Credit Card  Agreement & Disclosure — Addendum 14.00%
Business Visa Credit Card Agreement & Disclosure — Addendum 17.00%


Please note: The APRs applicable to your account will be determined by our review of your credit report, information you provide on your application, and other relevant information. All members may not qualify for the lowest APR disclosed above.

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