We know our members may be affected by the mass government shutdown, and we offer various ways to help. Please see below several ways that we can support you during these challenging times. 

For more information on ways we can help you, call 505-889-7755 (800-347-2838 outside the Albuquerque area), or visit any of our branch locations.

Loan Payment Extensions & Skip-a-Payment

We can work with you on loan payment arrangements, including payment extensions or deferrals. Please stop by a branch or call our Contact Center for information. 

Early Share Certificate Withdrawal

If you are impacted by mass government shutdown, you may withdraw from your certificate early, without penalty.

Savings Secured Loans

You can borrow money for any purpose, at our lowest interest rate, for a personal loan with affordable monthly payments using your share account or share certificate as collateral.

Member Assistance Loan

If you are impacted by unpaid leave or shortened work weeks, this 0%* loan (up to $1,500) can help you meet everyday expenses. Nusenda will extend a loan equal to the amount of two biweekly or four weekly net paychecks with a maximum loan amount of $1,500. You will need to provide proof of furlough and your most recent check stub (issued within the last 30 days) to serve as furlough documentation. Approval of these loans will be determined on a case-by-case basis. 

Please note that this loan is intended for members whose positons are being reinstated. If your employment has been permanently terminated, please contact us to explore other financial options.

No-cost Budgeting Tools 

Nusenda Credit Union can help you develop a budget and identify where you can reduce your expenses. Your credit union also offers free budgeting tools.

  • For personal assistance in debt management counseling, try BALANCE, a comprehensive financial education and counseling service. BALANCE counselors are experts in all aspects of personal finance and credit. 
  • Banzai offers tools and resources to help you reach your financial goals. These resources can be accessed in five different languages: Spanish, French, Chinese, Tagalog, and Vietnamese.
  • We want to help you build financial confidence and take control of your credit, with Credit Score. When you log into Mobile or Internet Banking and opt in, you can check your score as much as you like without ever lowering your score.