Financial Library

Soon the holiday season will be upon us, and we will be thinking about gifts, get-togethers, and holiday trips. It can be tempting to impulse shop or spend out of budget, but with a little planning, we can save money while still joining in the holiday cheer.

Last year, the pandemic changed the way many people shopped. Adobe Analytics, which analyzes data from top retailers, said Black Friday online sales in 2020 soared 21.6% over the year before. And while quarantine restrictions have relaxed this year, shoppers will likely have to contend with supply chain shortages and shipping slowdowns.

Peer and social media influences on children are not news unto themselves, but it turns out these factors are affecting how parents spend their back-to-school dollars, according to a new NerdWallet survey conducted online by The Harris Poll. Here’s how parents are thinking about their back-to-school shopping lists, along with some tips on how to manage the costs and potential frustrations.

In celebration of National Financial Literacy Month, Nusenda is rolling out a great new resource for anyone wanting to expand their personal finance skills.

The holiday season is here, and now is the perfect time to get started on your gift planning and shopping. But before you shop in-person or get online with your credit card in hand, it’s essential to set a plan and create a realistic budget. It’s easy to overspend with all of the excitement, but spending too much now could mean months of bills and high credit card charges in the new year.

Even with life’s joyous occasions, like a wedding or expecting a child, saving money will always be a common denominator. Although living on less to prepare for the future isn’t easy, planning and a positive attitude are key to your success.