Financial Library

Financial knowledge leads to financial success, and the articles below can help you take more control of your finances now. Plus, Wealth News newsletters can add to your understanding of investing and planning.

Smart Things to do (and not do) with Your Tax Refund

Mar 14, 2018
For the 2017 tax filing year, the Internal Revenue Service reports that seven in 10 Americans will be getting a refund; with the average amount being close to $2,900. Rather than letting those dollars disappear into your normal spending routine or spent on a frivolous expense, it’s important to be financially savvy. Here are some smart money tips - as well as some big no-no’s.
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Tax Time: Preparing to Prepare

Feb 14, 2018
Tax season is officially under way, and while filing your taxes may not be your definition of a fun time, the process is less painful if you're prepared. Additionally, with the first significant reform of the tax code since 1986, it's more important than ever to have an organized system now - and in preparation for 2018.
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Six Ways to Overcome Debt

Jan 11, 2018
If overwhelming debt is causing you stress, you are not alone. Millions of Americans are suffering from anxiety and depression because they have difficulty paying their financial obligations. Whatever the cause of the debt here are some steps you can take to beat the “bill blues.”
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How to Handle Money Emergencies

Oct 12, 2017
Unexpected expenses, like a car breakdown, emergency home repairs, or a bill that comes out of the blue, have the potential to financially sink many Americans. But don’t feel like you’re alone. First things first: take a breath. Now, get ready to meet the problem head-on. Here are some helpful ideas to consider when tackling your money emergency.
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Multigenerational Household Money Management

Sep 13, 2017
Having several generations of a family – living under one roof – such as parents or adult children – can happen for many reasons. Whether the move makes financial sense, it’s due to an illness, or because it’s part of the family’s history or culture, a “full-nest” arrangement requires open lines of communication between everyone to ensure a happy home. Here’s some tips make it work well for all involved.
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Get the Best Deal When Buying a Car

Aug 15, 2017
While shopping for a vehicle is exciting, it is also no simple matter. You can avoid buyer's remorse by making important financial and practical decisions before signing on the dotted line. To make the car buying process efficient and improve your chances of driving away happy, you will need to consider your needs, your wants, and your spending plan.
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Summer Fun in Your Own Backyard

Jul 13, 2017
Summer is the perfect time for adventures for all ages! And what better place to make memories than in our own backyard? The New Mexico Department of Tourism has created a series of road trips dubbed “The Enchanted 8” that includes routes that are perfect for families, foodies, adventurers, explorers, and historians – there’s even a tour that’ll show you the oddest things about our home state.
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Top 10 Things to Do Before You Retire

Jun 13, 2017
According to the U.S. Department of Labor, while the average American spends 20 years in retirement, fewer than half have calculated how much they need to save for the golden years. Retirement is expensive. Experts estimate that you will need at least 70 percent of your pre-retirement income (for lower earners, it could be up to 90 percent) to maintain your standard of living when you stop working.
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Protect Yourself and Your Loved Ones from Identity Theft

May 15, 2017
We’ve heard the stories in the news – identity thieves stealing personal information through phishing scams, card skimmers, or computer malware. It may seem overwhelming to watch every bank account, every credit card statement, and every email you receive. But now more than ever, it’s important to be vigilant in protecting your personal information, and keeping an eye out for your friends or loved ones that could be targets.
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