Your card, your rewards

With a Nusenda Credit Union checking account, you’ll receive a contactless Visa debit card designed to flex to your needs. Earn cash back, support community initiatives, and round up your change, all with your Visa debit card. Quickly access your account from our network of more than 30,000 surcharge-free ATMs, and nearly 5,000 shared branching locations nationwide.

With your debit card, you can rest easy knowing it’s covered by Visa’s Zero Liability Policy, which protects you against unauthorized charges in the event your card is lost or stolen. You also qualify for overdraft protection, which gives you peace of mind for those occasional mistakes.

Visa Debit Card Benefits

The Power of Change

With The Power of Change you can round up purchases big or small to the nearest dollar, then place the change wherever you need it most. Boost your savings, pay down your debt more quickly, or donate to a cause you care about.

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Community Rewards

 

Our Community Rewards program, available with all Nusenda Credit Union personal checking accounts, helps you earn cash back and support the community initiatives you care about.

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Visa's Zero Liability Policy

Visa’s Zero Liability Policy protects you against unauthorized charges in the event your debit card is lost or stolen. You also qualify for overdraft protection, which gives you peace of mind for those occasional mistakes.

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Mobile Pay

You can also use any of your contactless Visa credit and debit cards with Apple Pay®, Samsung Pay®, and Google Pay®.

Apple Pay

 

Apple Pay is the easy, secure and private way to make purchases with your iPhone orApple Watch, both in participating stores and within apps.

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Samsung Pay

 

Samsung Pay is the mobile payment service that works almost anywhere you can swipe or tap your card. Make secure payments effortlessly with your Samsung device.

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Google Wallet

 

With Google Wallet, you can pay with your Android phone at more than a million stores across the U.S. Wherever you are, you're ready to use Google Wallet.

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Chip Card Technology Information

By now you’ve received your new Nusenda Credit Union microchip credit and debit cards, commonly referred to as chip cards, or EMV. Here are a few details to help you understand why your credit union reissued your card(s).

Why is chip technology safer than traditional cards?

Chip techonlogy provides the highest level of security because the cards are extremely difficult to counterfeir or copy. Most retailers are switching to chip card-enabled terminals as EMV become the standard innovation. 

What transactions can I make with my chip card?

You can still conduct phone and online transactions, use your card to get cash, check your balance, and more, all using your chip card. 

How will an ATM react to my chip card?

Some ATM machines have been reconfigured to hold your card in place while your transaction is processed. Don't try to remove your card until you have completed your transaction—and don't forget to retrieve your card from the ATM machines before driving away. 

What if a merchant doesn't have a chip card-reading machine?

In addition to chip technology, your card also has a magnetic strip. This means that you can use it anywhere, even if merchants do not yet have chip-enabled terminals. Just be aware that swiping your card (instead of inserting it) could leave your card exposed to merchant compromises, resulting in us re-issuing your card. 

How can I make sure my chip card is accepted when I travel?

Chip cards are acceptied in most place wordlwide. Please contact us to 505-889-7755 (800-347-2838 outside of the Albuquerque area) before you travle, with the country/countries you are traveling to and the dates you will be traveling to help card service prevent interruption. 

Can I still earn Community Reards with my new chip card?

Yes! You can stilll earn Community Rewards while using your Visa debit chip card. Just remember that only signature-based transactions are valid towards your Community Rewards earnings. Click on the link above to learn more about the signature-based versus PIN-verified transactions. 

Learn More About Nusenda Credit Union's Checking Accounts

breeze® Checking

 

A great option for those who don't need to write checks, or young people learning about smart money management.

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Essential Checking

 

Enjoy all the benefit of an easy access checking account, a Visa® Debit Card, and several options for waiving the $5 monthly maintenance fee. 

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Dividend Checking

 

The higher the balance, the higher your dividend. If you maintain an average balance of at least $2,500, the $5 monthly maintenance fee is waived.

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