Choosing Nusenda comes with great rewards!

Our Community Rewards® program, available with all Nusenda Credit Union personal checking accounts, helps you earn cash back and support the community initiatives you care about. In 2025, our members received $3.5 million in Community Rewards and we donated $1 million to our community partners in Community Rewards grants! 

When you skip the pin and make signature-based transactions with your Nusenda Visa® debit card, you earn cash back. To earn your Community Rewards, you need to make ten or more signature-based purchases in a month. There's no limit to the rewards you can earn during the year-long program period.

Earn Community Rewards

Each time you pay for a purchase with your Nusenda Visa debit card, skip the pin and select the signature option. You'll earn cash back and we contribute a cash reward to the community.

Why Choose Signature?

There are several excellent reasons to sign for purchases with your Visa debit card:

  • You benefit financially from the Community Rewards program, and the community of your choice benefits from matching financial support from your credit union.*
  • You can watch your Community Rewards grow with our Mobile and Internet Banking tool that details your transactions, if they have qualified, and how much you have earned for the year.
  • Your purchase will be identified in detail, online, by the name of the merchant, the city and state on your transaction records.
  • You will be protected by Visa's Zero Liability Policy.

 

Top Three Ways to Make Your Signature Transaction Count Towards Community Rewards

  1. Choosing signature and bypassing PIN
    Each time you pay for a purchase, select the signature option. The signature option on point-of-sale machines will differ based on the merchant. Some will offer a credit button and on others you must select the green enter, yellow return, or red cancel button to sign for your purchase. The simplest way to find out if you are selecting the credit/signature option is to ask the merchant how to sign for your transaction.
  2. Paying with your digital wallet
    If you prefer to use your digital wallet to pay, you can still earn Community Rewards. Simply choose the signature option when making your purchase using  Apple PayGoogle Pay, or  Samsung Pay.
  3. Online purchases
    You can add or manage your Nusenda Visa credit or debit cards in your Amazon.com account by following these steps.

And remember, to earn Community Rewards, you need 10 or more signature-based purchases in a month.

Still have questions? See how we've answered some other commonly asked questions.

 

Opt In

Opting in is easy and free! Just log into Mobile or Internet Banking and locate Community Rewards on the green menu bar.

 

  1. See your progress towards the ten transactions per month needed to qualify.
  2. View your rewards earned by month.
  3. See how much you’ve earned year-to-date.
  4. Learn more about signature-based transactions and how to ensure your purchases qualify for Community Rewards.
  5. See your transactions qualification status.
  6. Update your Community Rewards designation.
  7. Change your opt in/out preferences.

2025 Member Payout

See the impact

We are committed to creating positive change, not only in the lives of our members, but for communities across New Mexico and West Texas. We'll direct your contribution toward your selected focus area:

Non-profits: Apply to Become a Beneficiary

Do you work for or know of an organization that would like to become a beneficiary of our Community Rewards program? To be considered, your organization must provide services in one of the five focus areas mentioned above, in one of the following areas:

  • Northern, NM
  • Central, NM
  • Southern, NM
  • West Texas

To find out if your organization qualifies for Community Rewards beneficiary support, visit the Nusenda Foundation website for full details and instructions.

* Minimum Purchases per Month: Once signed up, to be eligible for Community Rewards in a month, 10 or more signature-based transactions must be completed during that month.

While it is the intent of Nusenda Credit Union to pay Community Rewards every year, the program is subject to cancellation or change at any time, without notice.

The Community Rewards Program runs annually from January through December. Community Rewards are earned on a monthly basis for qualifying transactions and, when paid, are awarded in January. All signature-based transactions count toward Community Rewards to non-profits, regardless if the minimum qualifying transactions are met per month. Nusenda typically distributes at least $500,000 per year to community organizations.