BALANCESM Financial Fitness Program

During challenging economic times, your credit union can be your first financial resource. That's why you can access BALANCE, a comprehensive financial education and counseling service, at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.

Attend a Webinar

BALANCE is offering no-cost, monthly webinars on different financial topics.

Upcoming Webinars:


July – Ten Steps To Financial Success


No matter how you define financial success, the paths to get there require discipline and goals. This webinar teaches you ways to control your finances. Topics include developing a spending plan, creating objectives, weighing insurance needs, and other tools that will put you on the road to personal financial victory.   

Session: Thursday | July 20, 2017 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/

August – Building a Better Budget


Everyone wants control over their financial lives, but how do we get it? In one word: budget. During this webinar you will identify your short and long-term goals, and learn how to design realistic spending and savings plans to reach those objectives, including options for getting out of debt (and staying there).   

Session 1: Tuesday | August 8, 2017 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/

Session 2: Thursday | August 17, 2017 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/

September – College Financing 101


As the cost of college tuition continues to rise, parents wonder how they can afford to pay for higher education for children or themselves. Webinar participants will learn about long-term savings strategies, financial aid opportunities, and other ways they can make college education a reality.    

Session 1: Tuesday | Sept. 12, 2017 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/

Session 2: Thursday | Sept. 21, 2017 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/

Money Management Counseling

Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour and can be conducted in English or Spanish.

Your counselor will work with you to determine your needs in these areas:

  • Money management
  • Goal setting
  • Budgeting
  • Savings plans
  • Debt repayment
  • Bankruptcy prevention
  • Home purchase
  • Avoiding foreclosure

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all free. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.


Information Line

Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.

Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).

Or you can get started now by sending an email to: info@balancepro.org.

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