BALANCESM Financial Fitness Program
During challenging economic times, your credit union can be your first financial resource. With BALANCE, you can access comprehensive financial education and counseling services at no charge to you.
BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.
Attend a Webinar
BALANCE offers no-cost, monthly webinars on different financial topics.
February — Saving With Purpose
Saving money is much easier with a goal in mind. This workshop shows you how to choose the right goals for you, and overcome barriers to achieving them.
Session 1: Tuesday | February 8, 2022 from 11:30 a.m. – 12:30 p.m.
Register: Saving With Purpose Session 1
Session 2: Thursday | February 17, 2022 from 6:30 p.m. – 7:30 p.m.
Register: Saving With Purpose Session 2
March — Solving the Mystery of Credit Reports
Credit report scores hold a lot of power - they can help buy that first home but they can also take away financial opportunities. This session provides an overview of credit bureaus, credit scoring, guidance to dispute inaccuracies, improving credit scores, and dealing with identity theft and fraud.
Session 1: Tuesday | March 8, 2022 from 11:30 a.m. – 12:30 p.m.
Register: Solving the Mystery of Credit Reports - Session 1
Session 2: Thursday | March 17, 2022 from 6:30 p.m. – 7:30 p.m.
Register: Solving the Mystery of Credit Reports - Session 2
Whether you are purchasing your first home, buying a new car, managing debt, or learning about protection from identity theft, BALANCE has videos to help.
Money Management Counseling
Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour and can be conducted in English or Spanish.
Your counselor will work with you to determine your needs in these areas:
- Money management
- Goal setting
- Savings plans
- Debt repayment
- Bankruptcy prevention
- Home purchase
- Avoiding foreclosure
Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all complimentary. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.
Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.
Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).
Or you can get started now by sending an email to: [email protected].