BALANCESM Financial Fitness Program

During challenging economic times, your credit union can be your first financial resource. That's why you can access BALANCE, a comprehensive financial education and counseling service, at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.

Attend a Webinar

BALANCE is offering no-cost, monthly webinars on different financial topics.

Upcoming Webinars:

April – Understanding Credit 


Credit: Many want it, but how do you get it? This webinar covers all aspects of becoming an educated credit consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit scoring works, and ways money management today impacts credit standing tomorrow.   

Session: Thursday | April 18, 2019 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/

May – Stock Market Basics 


Many financial planners say it’s wise to invest your savings in the stock market rather than leave your money in a low-interest account. Before you jump into the stock market, it’s important to know that investing in stocks comes with risks. This webinar provides the basics needed to get a clear understanding of the stock market, the risks involved, ways to reduce risks, how to buy stocks, and how to maintain your account.  

Session 1: Tuesday | May 7, 2019 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/

Session 2: Thursday | May 16, 2019 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/

June – The Sandwich Generation 


The Sandwich Generation is positioned in the middle. They care for aging parents while supporting their own children. During this webinar, participants will learn how to manage their parents’ medical, legal, and financial needs, while ensuring they stay financially prepared for their kids’ future.

Session 1: Tuesday | June 4, 2019 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/

Session 2: Thursday | June 13, 2019 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/

Money Management Counseling

Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour and can be conducted in English or Spanish.

Your counselor will work with you to determine your needs in these areas:

  • Money management
  • Goal setting
  • Budgeting
  • Savings plans
  • Debt repayment
  • Bankruptcy prevention
  • Home purchase
  • Avoiding foreclosure

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all free. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.


Information Line

Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.

Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).

Or you can get started now by sending an email to: info@balancepro.org.

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