BALANCESM Financial Fitness Program

At Nusenda Credit Union, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.

Counseling Services

Online Workshops

Online Resources

Counseling Services

BALANCE counselors are accredited financial counselors can work one-on-one to help you address issues including bankruptcy, debt management, and credit report reviews. Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour.

 

Accredited financial counselors will work one-on-one with you

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all complimentary. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.

Your counselor will work with you to determine your needs in these areas:

  • Money management
  • Goal setting
  • Budgeting
  • Savings plans
  • Debt repayment
  • And more!

BALANCE Webinars

We’re very excited to announce the BALANCE free webinar series for 2026! Whether you’re an employee, member, or friend, BALANCE webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Unable to attend? BALANCE has a full library of recorded webinars. Listen at your own time to free money management webinars. Learn the basics of financial planning and create a future of security and opportunities.  

 

September — Buy It or Lease It? Driving Through Your Options

Purchasing or leasing a vehicle is a decision that impacts your budget, lifestyle, and long-term financial goals. In this informative workshop, we’ll navigate the pros, cons, and hidden considerations behind each choice. Whether you’re looking for a personal car or an upgrade, you’ll gain the insights you need to make a confident, informed decision.

Session 1: Tuesday, September 1, 2026 
Time: 11:30 am (MST)
Register here

Session 2: Thursday, September 10, 2026 
Time: 3:00 pm (MST)
Register here

 

 

October  — Tap into Wise Credit Card Use

Credit cards are part of everyday life but using them well requires more than knowing the basics. This session helps participants understand the habits and mindsets that shape their spending—and how small changes can make credit cards work for them, not against them. This session offers clear guidance, practical tips, and simple ways to build healthier credit behaviors that support long-term financial confidence.

Session 1: Tuesday, October 6, 2026 
Time: 11:30 am (MST)
Register here

Session 2: Thursday, October 15, 2026 
Time: 3:00 pm (MST)
Register here

 

 

November — The Sandwich Generation: Strategies for Multigenerational Caregivers

Caring for both children and aging loved ones can strain time, finances, and emotional wellbeing. This workshop helps multigenerational caregivers understand competing financial demands, plan proactively, and access resources. Participants learn strategies to reduce stress, set boundaries, and support stability for themselves and their families.

Session 1: Tuesday, November 10, 2026 
Time: 11:30 am (MST)
Register here

Session 2: Thursday, November 19, 2026 
Time: 3:00 pm (MST)
Register here

 

December — Unwrapping the Holiday Scam Season

Scammers are especially active during busy and high-spending times of year. This engaging workshop helps participants recognize common seasonal scams, understand red flags, and protect themselves during the holidays. Through real-world examples and practical prevention tools, participants learn how to stay alert, avoid fraud, and enjoy the season with greater peace of mind.

Session 1: Tuesday, December 1, 2026 
Time: 11:30 am (MST)
Register here

Session 2: Thursday, December 10, 2026 
Time: 3:00 pm (MST)
Register here

Online Resources

Access financial education anytime you need it. Increase your know-how with articles, financial calculators, videos, checklists, quizzes, and more. 

 
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What is BALANCE?

As the nation’s non-profit financial coach for over 50 years, BALANCE is dedicated to increasing the financial health of all consumers. Through BALANCE millions of families achieve their financial goals through debt reduction, credit score improvement, budgeting, and homeownership.