BALANCESM Financial Fitness Program

During challenging economic times, your credit union can be your first financial resource. That's why you can access BALANCE, a comprehensive financial education and counseling service, at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.


Attend a Webinar

BALANCE offers no-cost, monthly webinars on different financial topics.


May — Financial First Aid

A financial crisis can throw even the best money management plan into chaos. This session focuses on ways to gain control of a crisis. Participants will learn about financial assessments, expense prioritization, and effective negotiation with creditors.


Session 2: Thursday | May 20, 2021 from 6:30 p.m. – 7:30 p.m.
Register: Financial First Aid Session 2


June — 30 Ways to Trim Your Budget

Stretching your budget is a necessary step to achieving your financial goals. Learn smart ways to save on the things that impact your finances most, such as food, health care, insurance, and more.


Session 1: Tuesday | June 8, 2021 from 11:30 a.m. – 12:30 p.m.
Register: 30 Ways to Trim Your Budget Session 1


Session 2: Thursday | June 17, 2021 from 6:30 p.m. – 7:30 p.m.
Register: 30 Ways to Trim Your Budget Session 2


July — Safeguarding Kids' Identity and Online Privacy

Today’s youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards such as identity theft, privacy and cyberbullying. This workshop covers important issues including online privacy tips, managing computer settings, smartphone apps, and positive online behavior.


Session 1: Tuesday | July 13, 2021 from 11:30 a.m. – 12:30 p.m.
Register: Safeguarding Kids' Identity and Online Privacy Session 1


Session 2: Thursday | July 22, 2021 from 6:30 p.m. – 7:30 p.m.
Register: Safeguarding Kids' Identity and Online Privacy Session 2


August — The Sandwich Generation: Taking Care of Kids and Parents

The Sandwich Generation is positioned in the middle. They care for aging parents while supporting their own children. In this webinar, participants will learn how to manage their parents’ medical, legal and financial needs, while ensuring they stay financially prepared for their kids’ future.


Session 1: Tuesday | August 10, 2021 from 11:30 a.m. – 12:30 p.m.
Register: The Sandwich Generation: Taking Care of Kids and Parents Session 1


Session 2: Thursday | August 19, 2021 from 6:30 p.m. – 7:30 p.m.
Register: The Sandwich Generation: Taking Care of Kids and Parents Session 2


BALANCE Resources

Whether you are purchasing your first home, buying a new car, managing debt, or learning about protection from identity theft, BALANCE has videos to help.


Money Management Counseling

Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour and can be conducted in English or Spanish.


Your counselor will work with you to determine your needs in these areas:

  • Money management
  • Goal setting
  • Budgeting
  • Savings plans
  • Debt repayment
  • Bankruptcy prevention
  • Home purchase
  • Avoiding foreclosure

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all complimentary. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.

Information Line

Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.


Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).


Or you can get started now by sending an email to: info@balancepro.org.

worksop-lower

Rewarding those we serve.



The Power of WE® in Action