BALANCESM Financial Fitness Program
During challenging economic times, your credit union can be your first financial resource. That's why you can access BALANCE, a comprehensive financial education and counseling service, at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.
Attend a Webinar
BALANCE is offering no-cost, monthly webinars on different financial topics.
January – Plastic Surgery - Getting Out of Debt
Credit cards can be a great financial tool, but if you're not careful, they can also lead to debt and distress. This webinar provides an overview of credit card usage, warning signs of credit issues, and options for debt management and rebuilding existing credit.
February – Repaying Student Loans
Student loans can put a heavy burden on monthly finances, sometimes rivaling the cost of a mortgage. But don't feel trapped – repayment options are available. This workshop will cover your choices.
Session 1: Tuesday | February 7, 2017 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/4818269238964913154
March – Identity Theft
Identity theft is becoming more common and sophisticated than ever. Webinar participants will learn the methods that identity thieves use to access confidential information, tools for preventing ID theft, and steps to take should identity theft occur.
Session 1: Tuesday | March 14, 2017 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/7160093760996350468
Money Management Counseling
Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour and can be conducted in English or Spanish.
Your counselor will work with you to determine your needs in these areas:
- Money management
- Goal setting
- Savings plans
- Debt repayment
- Bankruptcy prevention
- Home purchase
- Avoiding foreclosure
Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all free. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.
Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.
Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).
Or you can get started now by sending an email to: firstname.lastname@example.org.
Rewarding those we serve.
Nusenda Credit Union. The Power of WE®.