BALANCESM Financial Fitness Program

During challenging economic times, your credit union can be your first financial resource. That's why you can access BALANCE, a comprehensive financial education and counseling service, at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.


Attend a Webinar

BALANCE offers no-cost, monthly webinars on different financial topics.


August — The Sandwich Generation: Taking Care of Kids and Parents

The Sandwich Generation is positioned in the middle. They care for aging parents while supporting their own children. In this webinar, participants will learn how to manage their parents’ medical, legal and financial needs, while ensuring they stay financially prepared for their kids’ future.


Session 1: Tuesday | August 10, 2021 from 11:30 a.m. – 12:30 p.m.
Register: The Sandwich Generation: Taking Care of Kids and Parents Session 1


Session 2: Thursday | August 19, 2021 from 6:30 p.m. – 7:30 p.m.
Register: The Sandwich Generation: Taking Care of Kids and Parents Session 2


September — Financially Savvy Seniors

Retirement can be a great time for seniors if they are prepared financially. Attendees will learn about specific retirement concerns such as managing money, Medicare, Social Security, improving cash flow, insurance, investing, estate planning, and more.


Session 1: Tuesday | September 7, 2021 from 11:30 a.m. – 12:30 p.m.
Register: Financially Savvy Seniors Session 1


Session 2: Thursday | September 16, 2021 from 6:30 p.m. – 7:30 p.m.
Register: Financially Savvy Seniors Session 2


BALANCE Resources

Whether you are purchasing your first home, buying a new car, managing debt, or learning about protection from identity theft, BALANCE has videos to help.


Money Management Counseling

Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour and can be conducted in English or Spanish.


Your counselor will work with you to determine your needs in these areas:

  • Money management
  • Goal setting
  • Budgeting
  • Savings plans
  • Debt repayment
  • Bankruptcy prevention
  • Home purchase
  • Avoiding foreclosure

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all complimentary. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.

Information Line

Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.


Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).


Or you can get started now by sending an email to: info@balancepro.org.

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