BALANCESM Financial Fitness Program
During challenging economic times, your credit union can be your first financial resource. That's why you can access BALANCE, a comprehensive financial education and counseling service, at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.
Attend a Webinar
BALANCE is offering no-cost, monthly webinars on different financial topics.
May – Understanding Credit
Credit is essential to buying a home, getting a good rate on credit cards, and in some cases –
landing a job. But how do you get it? This session covers everything you need to know, including how lenders evaluate your credit, factors that impact credit, credit scoring, and money management tips to improve your score.
Session 1: Tuesday | May 9, 2017 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/2291861998730387201
June – Your Credit Score
A credit score can significantly impact your life. It can improve your chances of purchasing a home, buying a car, getting a credit card and more—but it can also hinder them.
This webinar reviews common credit scoring models, including FICO, Vantage, non traditional, and bankruptcy risk. It will help you understand why these mathematical assessments were developed and how you can use them to your advantage.
Session 1: Tuesday | June 6, 2017 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/
Money Management Counseling
Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour and can be conducted in English or Spanish.
Your counselor will work with you to determine your needs in these areas:
- Money management
- Goal setting
- Savings plans
- Debt repayment
- Bankruptcy prevention
- Home purchase
- Avoiding foreclosure
Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all free. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.
Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.
Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).
Or you can get started now by sending an email to: email@example.com.
Rewarding those we serve.
Nusenda Credit Union. The Power of WE®.