BALANCESM Financial Fitness Program

During challenging economic times, your credit union can be your first financial resource. That's why you can access BALANCE, a comprehensive financial education and counseling service, at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.


Attend a Webinar

BALANCE offers no-cost, monthly webinars on different financial topics.


December — Basics of Personal Finance

From managing daily expenses to investing for retirement, this session helps participants set personal finance goals, learn the basics of smart money management, and build a solid financial foundation for the future.


Session 1: Tuesday | December 8, 2020 from 11:30 a.m. – 12:30 p.m.
Register: Basics of Personal Finance Session 1


Session 2: Thursday | December 17, 2020 from 6:30 p.m. – 7:30 p.m.
Register: Basics of Personal Finance Session 2


January — Credit Card Makeover: Getting Out of Debt

Credit cards can be a great financial tool, but for some, can lead to debt and financial trouble. This session provides an overview of credit card usage, warning signs of credit issues, and options for debt management and reconstructing existing credit.


Session 1: Tuesday | January 12, 2021 from 11:30 a.m. – 12:30 p.m.
Register: Credit Card Makeover: Getting Out of Debt Session 1


Session 2: Thursday | January 21, 2021 from 6:30 p.m. – 7:30 p.m.
Register: Credit Card Makeover: Getting Out of Debt Session 2



BALANCE Resources

Whether you are purchasing your first home, buying a new car, managing debt, or learning about protection from identity theft, BALANCE has videos to help.


Money Management Counseling

Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour and can be conducted in English or Spanish.


Your counselor will work with you to determine your needs in these areas:

  • Money management
  • Goal setting
  • Budgeting
  • Savings plans
  • Debt repayment
  • Bankruptcy prevention
  • Home purchase
  • Avoiding foreclosure

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all complimentary. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.

Information Line

Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.


Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).


Or you can get started now by sending an email to: info@balancepro.org.

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