BALANCE^SM Financial Fitness Program

During challenging economic times, your credit union can be your first financial resource. That's why you can access BALANCE, a comprehensive financial education and counseling service, at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.

Attend a Webinar

BALANCE is offering no-cost, monthly webinars on different financial topics.

Upcoming Webinars:

February – Your Credit Score

One of the most important numbers consumers have is their credit score: it affects the ability to purchase a home, buy a car, get a credit card, and other financial decisions—but it can also hinder them. This workshop reviews types of credit scoring models currently used including FICO, Vantage, non traditional, and bankruptcy risk. Participants in this webinar will learn why these mathematical assessments were developed and how they can use them to their advantage.   

Session 1: Tuesday | Feb. 5, 2019 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/

March – Rebuilding After a Financial Crisis

A job loss, a medical crisis, or other hardship can send a normal financial situation into a tailspin. Participants in this webinar will learn how to get their finances back on track, including budgeting, repaying debt, rebuilding credit, establishing emergency savings, and replenishing retirement savings.  

Session 1: Tuesday | March 5, 2019 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/

April – Understanding Credit 

Credit: Many want it, but how do you get it? This webinar covers all aspects of becoming an educated credit consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit scoring works, and ways money management today impacts credit standing tomorrow.   

Session 1: Tuesday | April 9, 2019 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all free. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.

Information Line

Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.

Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).

Or you can get started now by sending an email to: info@balancepro.org.