BALANCESM Financial Fitness Program

During challenging economic times, your credit union can be your first financial resource. That's why you can access BALANCE, a comprehensive financial education and counseling service, at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.

Attend a Webinar

BALANCE is offering no-cost, monthly webinars on different financial topics.

Upcoming Webinars:


December – Ten Steps to Financial Success


No matter your definition of financial success, achieving it requires discipline and goals. This webinar teaches you ways to take control of your finances, including developing a spending plan, creating objectives, and weighing insurance needs - universal tools that you can use to fulfill your financial dreams.  

Session 1: Thursday | December 6, 2016 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/7160093760996350468

Session 2: Tuesday | December 15, 2016 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/2528393332409650436


January – Plastic Surgery - Getting Out of Debt


Credit cards can be a great financial tool, but if you're not careful, they can also lead to debt and distress. This webinar provides an overview of credit card usage, warning signs of credit issues, and options for debt management and rebuilding existing credit.   

Session 1: Tuesday | January 10, 2017 from 10:30 a.m. – 11:30 a.m.
Registration link: https://attendee.gotowebinar.com/rt/7160093760996350468

Session 2: Thursday | January 19, 2017 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/8864754603226312194

Money Management Counseling

Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour and can be conducted in English or Spanish.

Your counselor will work with you to determine your needs in these areas:

  • Money management
  • Goal setting
  • Budgeting
  • Savings plans
  • Debt repayment
  • Bankruptcy prevention
  • Home purchase
  • Avoiding foreclosure

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all free. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.


Information Line

Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.

Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).

Or you can get started now by sending an email to: info@balancepro.org.

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