BALANCESM Financial Fitness Program

During challenging economic times, your credit union can be your first financial resource. That's why you can access BALANCE, a comprehensive financial education and counseling service, at no charge to you. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.

Attend a Webinar

BALANCE is offering no-cost, monthly webinars on different financial topics.

Upcoming Webinars:



January – Plastic Surgery - Getting Out of Debt


Credit cards can be a great financial tool, but if you're not careful, they can also lead to debt and distress. This webinar provides an overview of credit card usage, warning signs of credit issues, and options for debt management and rebuilding existing credit.   

Session: Thursday | January 19, 2017 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/8864754603226312194


February – Repaying Student Loans


Student loans can put a heavy burden on monthly finances, sometimes rivaling the cost of a mortgage. But don't feel trapped – repayment options are available. This workshop will cover your choices.   

Session 1: Tuesday | February 7, 2017 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/4818269238964913154

Session 2: Thursday | February 23, 2017 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/4818269238964913154


March – Identity Theft


Identity theft is becoming more common and sophisticated than ever. Webinar participants will learn the methods that identity thieves use to access confidential information, tools for preventing ID theft, and steps to take should identity theft occur.    

Session 1: Tuesday | March 14, 2017 from 11:30 a.m. – 12:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/7160093760996350468

Session 2: Thursday | March 23, 2017 from 6:30 p.m. – 7:30 p.m.
Registration link: https://attendee.gotowebinar.com/rt/2878863768964748548

Money Management Counseling

Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour and can be conducted in English or Spanish.

Your counselor will work with you to determine your needs in these areas:

  • Money management
  • Goal setting
  • Budgeting
  • Savings plans
  • Debt repayment
  • Bankruptcy prevention
  • Home purchase
  • Avoiding foreclosure

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all free. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.


Information Line

Depending upon the amount of assistance you need, your toll-free call may last up to 30 minutes. After your call, you'll receive additional educational material by U.S. mail or email, or you can view and download relevant additional information from the BALANCE website.

Call 888-456-2227 Monday through Thursday 6 a.m. - 9 p.m., Friday 6 a.m. - 6 p.m., or Saturday 9 a.m. - 6 p.m. (MT).

Or you can get started now by sending an email to: info@balancepro.org.

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