BALANCESM Financial Fitness Program

At Nusenda Credit Union, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. BALANCE counselors are experts in all aspects of personal finance and credit. And because BALANCE doesn't sell any financial products, you can be sure the information and advice you receive are objective and unbiased.

Counseling Services

Online Workshops

Online Resources

Counseling Services

BALANCE counselors are accredited financial counselors can work one-on-one to help you address issues including bankruptcy, debt management, and credit report reviews. Schedule a BALANCE telephone counseling appointment anytime throughout the day or evening, weekdays and weekends. Each session lasts about an hour.

 

Accredited financial counselors will work one-on-one with you

Each 60-minute session is action-oriented and there is no limit to the number of sessions you can have, all complimentary. After each session, you'll receive a written action plan outlining the options, choices, rights, and responsibilities discussed during your counseling session.

Your counselor will work with you to determine your needs in these areas:

  • Money management
  • Goal setting
  • Budgeting
  • Savings plans
  • Debt repayment
  • And more!

BALANCE Webinars

We’re very excited to announce the BALANCE free webinar series for 2025! Whether you’re an employee, member, or friend, BALANCE webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Unable to attend? BALANCE has a full library of recorded webinars. Listen at your own time to free money management webinars. Learn the basics of financial planning and create a future of security and opportunities.  

June —Buy or Rent: Weighing the Pros and Cons

Whether you’re a first-time homebuyer, a renter evaluating your next step, or simply curious about the current real estate landscape, deciding whether to buy or rent requires careful consideration. This session will help you navigate the pros and cons of both options by exploring the financial, lifestyle, and market factors that influence this important decision.


Session 1: Tuesday, June 3, 2025
Time: 11:30 a.m. - 12:30 p.m. (MST)
Register here

Session 2: Thursday, June 12, 2025 
Time: 6:30 p.m. - 7:30 p.m. (MST)
Register here

July —Mastering the GIG Economy

If you do gig work, you know how tricky it can get on the money management side of things. In this jampacked presentation you’ll learn how to take control of your financials and get actionable steps for simplifying healthcare, retirement, taxes, budgeting, savings, and more.

Session 1: Tuesday, July 8, 2025
Time: 11:30 a.m. - 12:30 p.m. (MST)
Register here

Session 2: Thursday, July 17, 2025 
Time: 6:30 p.m. - 7:30 p.m. (MST)
Register here

August — Raising a Money Smart Kid - Back to School Edition

Earning money, spending and saving are important lessons children learn very early on in life. This session will help guide parents on effective ways to educate children about financial responsibility that can last a lifetime.

Session 1: Tuesday, August 12, 2025
Time: 11:30 a.m. - 12:30 p.m. (MST)
Register here

Session 2: Thursday, August 21, 2025 
Time: 6:30 p.m. - 7:30 p.m. (MST)
Register here

 

 


 


Online Resources

Access financial education anytime you need it. Increase your know-how with articles, financial calculators, videos, checklists, quizzes, and more. 

 
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What is BALANCE?

As the nation’s non-profit financial coach for over 50 years, BALANCE is dedicated to increasing the financial health of all consumers. Through BALANCE millions of families achieve their financial goals through debt reduction, credit score improvement, budgeting, and homeownership.