Earn Your Return Giveback

Thanks to our more than 230,000 member-owners who choose Nusenda Credit Union for their financial needs, we are one of the strongest, most stable credit unions in the nation.


Because of that strength and stability, we are pleased to share Earn Your Return bonus dividends with members in a year of unexpected challenges. Through Earn Your Return, Nusenda Credit Union has distributed more than $46 million to its members since 2013.


Earn Your Return Basics

Your Earn Your Return bonus dividend is based on your usage of qualifying products like checking accounts, mortgages, car loans, or credit cards. The more you participate with us, and the better we perform together, the more opportunities you’ll have to earn higher bonus dividends. That's The Power of WE®.


While Nusenda has been able to distribute Earn Your Return bonus dividends for eight years straight, the distribution is based on the member's total financial relationship with Nusenda and is not guaranteed.


Want to Earn More?

We’re here for you. Learn how you can earn dividends; and how to receive straightforward, objective advice and services to manage your finances, so you can take care of the things that matter most — both now and in the future. Schedule a phone appointment with a trusted Nusenda Financial Consultant today.

While it is the intent of Nusenda Credit Union to pay an Earn Your Return bonus dividend every year, the program is subject to cancellation or change at any time, without notice. The Earn Your Return bonus dividend amount, when paid, is dependent on Nusenda Credit Union's financial performance and is not guaranteed. The Earn Your Return bonus dividends are based on annual average monthly qualifying loan and deposit balances. IRG Investment Accounts and Student Loans are not eligible for Earn Your Return bonus dividends. To receive the bonus dividend, you must meet all eligibility criteria (minimum average relationship based upon age*, as well as a $100 average deposit account balance) and be a member in good standing on the deposit date in January. When paid, the Earn Your Return bonus dividends will be deposited into qualifying members' savings accounts in January. Maximum amount paid to any one member will be $2,000.

* The age criterion is determined by a person's age as of Dec. 31. Minimum dividend amount is $25 for members over 18. Qualifying members 17 and younger will receive a minimum of $10.

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