Platinum Credit Card

With rates as low as 14.00% Annual Percentage Rate (APR) and no annual or balance transfer fees, the Nusenda Credit Union Visa® Platinum credit card is a great option if you want to start building your credit rating. This card offers a 21-day grace period to avoid paying interest charges, 24-hour toll-free access to your account, and qualifies for our Credit Protector program, which safeguards your credit rating in case of unexpected financial setbacks.

Your purchases also qualify for our Earn Your Return program, giving you more opportunities to earn cash back for increasing your participation in Nusenda Credit Union.

Call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) or make an appointment at a branch near you.

Visa® Platinum Credit Card Benefits

No annual or balance transfer fees
5% APR Intro Rate
Contactless Card Technology
Online Account Management
Mobile Pay
Visa's Zero Liability Policy
Credit Card Protection
Instant Issue Credit Cards
Visa Secure
Visa Account Updater
Auto Rental Collision Damage Waiver
Warranty Manager Service
Travel and Emergency Assistance Services
Credit Card Calculators
UNM and NMSU Themed Credit Cards

Platinum Credit Cards

Purchase APR*

Balance transfer fee

Cash advance fee

Late fee

Nusenda Platinum

14.00 - 18.00%


$1 or 1%, $20 cap


Wells Fargo Platinum Visa

16.49 - 24.49%

$5 or 3%

$10 or 5%


Bank of America

16.24 - 26.24%


$10 or 3%

$10 or 3%


Bank of Albuquerque

10.49 - 21.49%

$5 or 3%

$10 or 4%


Bank of the West
Platinum MasterCard

18.74 - 26.74%

$5 or 3%

$10 or 4%



You’ve come to the right place to get the information you need to manage your credit card day-to-day.

Bank Silhouette Icon

Access your account when you are away from home, thanks to the Credit Union Shared Branching Network or CO-OP network of nearly 30,000 ATMs

Mobile App Icon

Easy online access to your account through online banking and the Mobile App