The holiday season is here, and now is the perfect time to get started on your gift planning and shopping. But before you shop in-person or get online with your credit card in hand, it’s essential to set a plan and create a realistic budget. It’s easy to overspend with all of the excitement, but spending too much now could mean months of bills and high credit card charges in the new year.
Read More about 5 Creative Ways to Control Your Holiday Budget This Year
Buying a home is a major commitment. It’s a bit like, well, getting married: you’ve got to be ready and you have to find the “right one.” Like a marriage, homeownership is a dynamic experience that requires a tremendous amount of care and attention.
Read More about How to Prepare for Homeownership
Identity theft is a crime with many faces: from the thief who skims your card info at the ATM, to the hacker who assumes your persona and opens accounts in your name. Unfortunately, rectifying identity theft damage can be like untangling a wet knot. You can do it — but it will require patience and perseverance.
Read More about Identity Theft: A Survivor’s Guide
Thinking about exploring New Mexico? Few places on earth offer the rich history and cultural diversity found in our home state. As your locally owned and operated credit union, we partner with many fellow local businesses through a variety of programs. We invite you to visit and support these businesses within COVID-19 public safety guidelines – or online!
Read More about The Great New Mexican Staycation
On June 8, 2020, the National Bureau of Economic Research (NBER), which has official responsibility for determining U.S. business cycles, announced that February 2020 marked the end of an expansion that began in 2009 and the beginning of a recession.
Read More about The Shape of Economic Recovery
The COVID-19 pandemic has forced many of us into financial situations that we could never have predicted. Country-wide shelter-in-place orders have left many without work, and businesses without customers. Now more than ever, it’s important to think about the way we spend or save every dollar we make.
Read More about Swapping Your Expenditures During the Pandemic
If you've been watching the market lately, perhaps the first question on your mind is, "Should I make a big change in my investments?" In reality, a volatile market isn't the best time to do a complete makeover of your portfolio, especially if you have long-term financial goals you're trying to address.
Read More about Coping with Market Volatility: Avoid Rash Decisions
Scammers prey on fears and emotions of individuals during natural disasters and difficult times. Over the last few months, we have seen an uptick in the sale of bogus products like masks, immune system boosters, or test kits. Scammers also know that many people want to donate and help during this time; it is important to know your charities.
Read More about Don’t let scammers capitalize during COVID-19
Here at Nusenda Credit Union, we understand that the coronavirus (COVID-19) is impacting your daily life in unexpected ways. Aside from the public health directives in place, being well-informed about other aspects of your life, such as your financial well-being, is extremely important.
Read More about Protecting Yourself Financially From the Impact of the Coronavirus